Life Insurance & Health Insurance Plans

Cash Back Protection

100% premium refund if no claims are filed within 10 years.
Monthly premium payment for 5 years, with 10 years of coverage.
Life protection.

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Smart Travel Shield

24-hour emergency assistance anytime, anywhere.
Up to IDR 4 billion coverage for overseas medical or hospitalization costs.
Comprehensive international coverage.

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MiWealth Infinite Assurance

Additional Accidental Death Benefit*.
Life protection with potential of additional non-guaranteed Death Benefit for inflation protection
Simple underwriting process up to IDR 5 billion.

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MiFirst Life Protector

70% of the premium will be refunded if the policy is canceled after the 8th year.
Maturity Benefit is 100% of total premium paid.
Death or Total Permanent Disability Benefit up to 700 times monthly premium*.

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Simply Home Platinum Insurance

Annual premium payment.
Easy enrollment.
Comprehensive coverage of up to IDR 880 million.

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MiTreasure Future Smart Assurance

Maturity Benefit up to 600% from annualized premium.
Additional Protection for Accidental Death or Total Permanent Disability.
Guaranteed Annual Cash Payment starting 1 year after Premium Payment Period finishes.

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MiTreasure Whole Life Legacy

Up to 100% Maturity Benefit.
Cash Payout Benefit is 20% of Sum Insured at 70 years old.
Life protection up to 99 years old with up to 100% Death Benefit.

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MiUltimate HealthCare

Cashless and reimbursement benefit in local and overseas hospital networks.
10% Premium Discount for the first payment.
Cover your hospital bills as charge with high annual limit.

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Dental Insurance Plan

Enjoy various benefits, including exclusive discounts at selected Inova Care network providers.
Unlimited international coverage with 24/7 worldwide emergency dental protection.
Easy claims for coverage of up to IDR 10 million per year.

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MiUltimate Critical Care

160% Return of Premium if the insured dies or lives until end of coverage period .
Critical illness final stage protection with coverage of 100% sum insured and 100% Return of Premium
20 years coverage with limited time premium payment.

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Crime Guard Plus

15% premium refund based on the total premiums paid.
Coverage for losses due to crime, including mobile credit reimbursement and life benefits of up *
Travel safely on public transportations with coverage of up to IDR 2.5 million per year.

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MiTreasure Flexi Assurance

Loyalty benefit of 50% in year 10 and 200% in year 15*.
No Lapse Guaranteed policy for 10 policy years*.
Affordable Premium starting from IDR 24 million or USD 2,400 per year.

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MiOptimax Cancer Care

Death Benefit by any cause during the Coverage Period or the elimination period.
100% Return on Premium if the insured lives at the end of policy term.*
Cancer protection for 10 years.

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MiEarly Critical Protection

Reset Sum Insured back to 100% after the first claim of early-stage critical illness or ICU.
Up to IDR 3 billion* coverage for 65 early-stage critical illnesses.
2 or 5 years Premium payment for 20 years of coverage.

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MiCredit Assurance Balance

Critical Illness Benefit.
Total Permanent Disability Benefit due to Accident.
Death Benefit.

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Personal Accident Insurance

Coverage for medical expenses from accident-related injuries.
Funeral and/or cremation benefit due to an accident.
Coverage for injury resulting in death or permanent disability due to an accident.

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Credit Guard Fixed

Coverage for accidental death risk.
Coverage for death risk due to illness.

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Manulife Protection Optimum Elite (Manulife Prime)

Simple Underwriting process without medical examination for total risk up to IDR 5 billion*.
Flexible protection options up to age 75 or for a lifetime.
Maximize your legacy planning with guaranteed increase up to 2x initial Sum Insured

*click here for more info

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MiTreasure Optimax Protection

Additional protection options for critical illness with gender specifications*.
Guarantee policy will remain active in the first 10 years of the insurance policy*.
Easy underwriting process without medical examination for sum insured up to IDR10 Bio*.

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MiTreasure Ultimate Protection

Active Policy Guarantee* for the first 10 policy years
Attractive Loyalty Benefit
Higher Investment Allocation

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MiWealthLink Optimax

Death Benefit is 200% of Single Premium and Policy Value (if any).
Flexibility of choosing and switching between various investment plans to suit Your needs*.
Only one-time premium payment.

*click here for more info

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Manulife Premier Target Savings Growth Assurance

Premium Payment Period of 5 years or 10 years*.
Loyalty benefit is up to 600% of the total annual premium*.
Easy underwriting process with no medical examination for total risk up to IDR 1.5 billion*

*click here for more info

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MiTreasure Future Lifesaver

Premium Waiver until the end of Premium Payment Period.
Accidental Death Benefit is 100% from Target Fund.
Certainty of benefit until end of the protection period that provides guaranteed benefit up to 700%.

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Manulife Saving Plan Assurer

Death Benefit 105% of Single Premium
Cash Payment Benefit is fixed amount
With One premium payment, get short-term life insurance protection and earn fixed income for 3 years

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