Smart Travel Shield

At a Glance

Up to IDR 4 bio coverage

For overseas medical or hospitalization expenses in the event of illness or accidental injury.

Additional coverage up to IDR 75 mio New

For cruises, skiing, and adventure sports.

Visa protection New

Visa rejection coverage.

Couple plan New

Enjoy better value when you sign up as a pair than individually.

Asean plan New

Save more on premiums when visiting ASEAN countries.

Special Offer

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Couple Plan

Enjoy better value when you sign up as a pair than individually.

Asean Plan

Save more on premiums when visiting ASEAN countries.

Visa reapplication fee coverage.

Cruise packages (changes in cruise route, cancellations, and tour reductions).

Ski extension (ski equipment and closure of ski routes/slopes).

Coverage for accidents or medical expenses related to adventure sports such as hot air ballooning, safari, and more.

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Complete Benefits

Accidental death and disablement.
Child education fund (max. 3 children).

Child guard (reimbursement of return travel expenses for a companion if your child is hospitalized abroad).

Personal liability (coverage for legal obligations arising from damages caused to others).

Medical expenses.
Follow-up medical expenses in Indonesia.
Overseas daily hospital income (ICU and non-ICU).

Emergency medical evacuation and repatriation.
Repatriation of mortal remains with non-pre-existing & pre-existing condition.

COVID-19 extension.
Overseas compassionate hospitalization or death visit.

Travel cancellation.
Travel postponement (reimbursement of accommodation or flight ticket costs due to unexpected cancellations).
Travel curtailment (coverage if your trip must be shortened due to unforeseen circumstances).

Inconvenience due to airplane hijacking.
Travel delay.
Travel re-route (coverage if your travel connection is disrupted due to delays).

Travel misconnection (coverage if your travel connection is disrupted due to delays).
Flight overbooked.

Baggage delay.
Loss or damage of personal property, baggage, and money.

Loss or damage to travel documents.

Fraudulent use of lost credit card.

Emergency mobile phone charges.
Chubb Assistance benefits.

Automatic policy extension (up to thirty ((30)) days as a result of the insured person being hospitalized).
Home guard (for the contents of your home while you are away traveling abroad).

Car rental excess charges.
Terrorism extension (financial protection against losses caused by acts of terrorism).

Note: Benefits above apply to international trips. For domestic trips, benefits are subject to the applicable policy.

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Testimony

"The purchase was very easy. The policy was activated right away, with affordable premium." – Andi Wijaya

How to Apply

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As a customer of PT Bank DBS Indonesia (“Bank”) I am aware that to obtain complete information and continue the purchasing process of Smart Travel Shield, I will be forwarded to the Chubb General Indonesia (“Chubb”) page. I give permission to Bank and/or Chubb to communicate for administrative purposes and services related to this product, including but not limited to sending policy documents and any purpose in accordance with the provisions of the applicable statutory provisions.

Product Simulation
Mr. Arief purchased the Smart Travel Shield product with the Ultimate Plan package for an individual trip to the United Kingdom for 8 days.

The simulation above does not reflect the full benefits of this product. For more detailed information on premiums, benefits, and features, please click the button below.

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You can find the summary of product and service information here.

Fees

The premium paid by the Insured includes the fee of service/return services to Bank DBS Indonesia of 30% (including tax) in the framework of Smart Travel Shield insurance products marketing.All fees charged to customers will refer to policy provisions including but not limited to commission costs for Bank DBS Indonesia.

Risks

The Insured is not entitled to the benefits of this policy if the risk that occurs is included in the policy exclusions, both in special exceptions and general exceptions. If the Insured provides incorrect or wrong information, then PT Chubb General Insurance Indonesia ("Chubb General") can reduce or decline the claims submitted. This obligation has been attached since Insured submits request for insurance closure up to period of coverage ends.

IMPORTANT NOTESmart Travel Shield is an insurance product published by Chubb General. This product is not a savings product at Bank DBS Indonesia and therefore does not contain any obligations and is not guaranteed by Bank DBS Indonesia and is not included in the Government Insurance Program of Deposit Insurance Cooperation ("LPS").Bank DBS Indonesia only acts as the party that referring this product where the use of logos and/or other attributes in the brochure or marketing documents is only a form of cooperation between Bank DBS Indonesia and Chubb General so it cannot be interpreted that this product is a product of Bank DBS Indonesia.PT Bank DBS Indonesia and PT Chubb General Insurance Indonesia are licensed and supervised by the Financial Services Authority (OJK).