Biaya dan limit
Biaya
| Transfer dana | Real Time Online (RTOL), SKN dan RTGS melalui Aplikasi digibank | Saldo digibank 0 - Rp999.999) Biaya RTOL: Rp3.000,-* Biaya SKN: Rp2.900,- Biaya RTGS: Rp20.000,- (Saldo digibank ≥ Rp1.000.000) Gratis Saldo digibank dihitung dari rata-rata saldo harian dari dari semua produk digibank (tabungan, deposito, tabungan maxi dan e-SBN) pada bulan sebelumnya. (*Efektif 23 Januari 2021, biaya RTOL menjadi Rp5.000,-) |
| Real Time Online melalui mesin ATM | Rp6.500,- | |
| Tarik tunai / Cek saldo | Melalui ATM DBS | Gratis |
| Melalui jaringan ALTO/ ATM Bersama/ PRIMA/ Visa/ PLUS Network | Biaya Tarik Tunai: GRATIS untuk 5 (lima) transaksi pertama setiap bulan, untuk transaksi berikutnya Rp7.500,- | |
| Biaya Cek Saldo : GRATIS* | ||
| Transaksi Kartu Debit di EDC/POS dalam dan luar negeri | Gratis | |
| Transaksi Kartu Debit di e-commerce atau untuk belanja online | Gratis | |
| Penerbitan Kartu debit baru | Rp50.000,- untuk permintaan penggantian Kartu Debit kedua dan seterusnya mulai 6 April 2020 | |
Biaya transaksi di Kantor Cabang DBS :
BIAYA LAYANAN TERKAIT LAPORAN SALDO REKENING |
|
| Salinan rekening bank |
|
| - Hingga 3 bulan terakhir (per bulan) | Rp 50.000 |
| - Hingga lebih dari 3 bulan terakhir (per bulan) | Rp 100.000 |
| Surat referensi bank | Rp 50.000 |
| Penerbitan surat konfirmasi audit | Rp 100.000 |
|
|
|
BIAYA TRANSAKSI |
|
| Transfer dana domestik ke bank lain : |
|
| - Menggunakan SKN | Rp 2.900 |
| - Menggunakan RTGS | Rp 30.000 |
| Transfer mata uang asing : |
|
| - Dengan penukaran valuta * | USD 10 |
| - Tanpa penukaran valuta *
Biaya Koresponden (full amount) akan dikenakan di muka Biaya Perubahan/Amendment | 1/8% (min USD10, maks USD 150) + USD 15 Min. USD 25
USD 15 |
|
|
|
BIAYA-BIAYA LAIN |
|
| Biaya pembayaran Kartu Kredit melalui teller | Rp 75.000 |
|
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| Setoran tunai valas ** | Gratis *** |
| (Hanya menerima USD, SGD, AUD, EUR, GBP dan NZD) |
|
* Berlaku juga untuk transfer ke rekening dengan nama yang sama dengan nama pengirim.
** Harus dalam kondisi bagus.
*** Biaya 1% dari kondisi fisik mata uang asing yang kurang baik
Penalti pencairan deposito sebelum jatuh tempo:
| Jenis Mata Uang | Nominal Penempatan | Penalti |
| Rupiah | < Rp 50.000.000 | Rp. 250.000 |
| ≥ Rp 50.000.000 | 0.5% dari nilai pokok deposito | |
| USD | < USD 4.000 | USD 20 |
| ≥ USD 4.000 | 0.5% dari nilai pokok deposito | |
| SGD | < SGD 5.000 | USD 25 |
| ≥ SGD 5.000 | 0.5% dari nilai pokok deposito | |
| JPY | < JPY 400.000 | JPY 2,000 |
| ≥ JPY 400.000 | 0.5% dari nilai pokok deposito | |
| AUD | < AUD 6.000 | AUD 30 |
| ≥ AUD 6.000 | 0.5% dari nilai pokok deposito | |
| NZD | < NZD 6.000 | NZD 30 |
| ≥ NZD 6,000 | 0.5% dari nilai pokok deposito | |
| GBP | < GBP 3.000 | GBP 15 |
| ≥ GBP 3.000 | 0.5% dari nilai pokok deposito | |
| EUR | < EUR 3.000 | EUR 15 |
| ≥ EUR 3.000 | 0.5% dari nilai pokok deposito | |
| CHF | < CHF 4.000 | CHF 20 |
| ≥ CHF 4.000 | 0.5% dari nilai pokok deposito | |
| CAD | < CAD 5.000 | CAD 25 |
| ≥ CAD 5.000 | 0.5% dari nilai pokok deposito | |
| HKD | < HKD 30.000 | HKD 150 |
Biller Bayar & Beli
| Menu di digibank | Kategori | BILLER/MERCHANT | Biaya Normal | Keterangan |
| Bayar & Beli | Pulsa | Telkomsel Pre Paid | Rp1.500,- | |
| XL Pre Paid | Rp1.500,- | |||
| Indosat | Rp1.500,- | |||
| Kartu Sinema | XXI-MTIX | Rp5.000,- | ||
| Kartu e Money | Mandiri e Money | Rp1.500,- | ||
| Listrik | PLN Prepaid | Rp2.750,- | ||
| Uang Elektronik | GO-PAY | Rp2.000,- | ||
| OVO | Rp1.500,- | Berlaku mulai tanggal 27 Agustus 2020 | ||
| Bayar Tagihan - Tagihan Ponsel | Telkomsel Post Paid | Rp1.000,- | ||
| Bayar Tagihan - Asuransi | BPJS Kesehatan | Rp2.500,- | ||
| Bayar Tagihan - Layanan Umum | PLN Taglis | Rp2.750,- | ||
| PLN Non Taglis | Rp5.000,- | |||
| Telkom PSTN | Rp1.050,- | |||
Limit
| Minimum per transaksi | Maksimum per transaksi | Maksimum per hari | ||
| Transfer dana ke sesama akun DBS via aplikasi digibank Mobile Banking | DBS eksternal | Rp 100.000.000 | ||
| DBS milik nasabah | Tidak ada limit | |||
| Transfer dana ke sesama akun DBS via ATM | DBS eksternal | Rp 50.000.000 | ||
| DBS milik nasabah | Tidak ada limit | |||
| Transfer dana ke akun bank lain via aplikasi digibank Mobile Banking | Real Time Online | Rp 10.000 | Rp 50.000.000 | Rp 100.000.000 |
| SKN | Rp 10.000 | Rp 200.000.000 | Rp.500.000.000 | |
| RTGS | Rp 100.000.001 | Rp 200.000.000 | Rp.500.000.000 | |
| Transfer dana ke akun bank lain via ATM | Real Time Online | Rp 50.000.000 | ||
| Tarik Tunai via ATM | Kartu Debit digibank diterima di seluruh ATM yang berlogo ATM BERSAMA, ALTO, PRIMA, dan VISA/PLUS di seluruh Indonesia | Rp 15.000.000 per hari | ||
| Transaksi Kartu Debit di EDC/POS | Rp 25.000.000 | |||
| Transaksi Kartu Debit di e-commerce/Online Shopping Transaction | Rp 25.000.000 | |||
| Total | ||||
| Maksimum per hari | ||||
| Total transaksi di Aplikasi digibank by DBS | Rp 500.000.000 | |||
Tagihan dan Isi Ulang
| Maksimum per transaksi | Jumlah transaksi per hari | Maksimum per hari | ||
| Pembayaran tagihan | Ponsel Pascabayar, TV Berlangganan, Kartu Kredit, Utilitas, dll | Rp 50.000.000 | 20 | Mengikuti limit total transaksi harian di Aplikasi digibank by DBS |
| Isi ulang | Ponsel Prabayar, Listrik Prabayar, Uang Elektronik, dll | Rp 1.000.000 | 10 | Mengikuti limit total transaksi harian di Aplikasi digibank by DBS |
Deposito
| Jumlah Penempatan | Suku bunga sesuai tenor* | ||||
|---|---|---|---|---|---|
| IDR 1.000.000 -< IDR 4.999.999 | 4.00% | 4.00% | 4.00% | 4.00% | 4.00% |
| IDR 5.000.000 -< IDR 9.999.999 | 4.00% | 4.00% | 4.00% | 4.00% | 4.00% |
| IDR 10.000.000 -< IDR 19.999.999 | 4.25% | 4.25% | 4.00% | 4.00% | 4.00% |
| IDR 20,000.000 -< IDR 49.999.999 | 4.25% | 4.25% | 4.00% | 4.00% | 4.00% |
| IDR 50.000.000 -< IDR 99.999.999 | 4.50% | 4.50% | 4.25% | 4.25% | 4.25% |
| IDR 100.000.000 -< IDR 249.999.999 | 4.50% | 4.50% | 4.25% | 4.25% | 4.25% |
| IDR 250.000.000 -< IDR 399.999.999 | 4.50% | 4.50% | 4.25% | 4.25% | 4.25% |
| IDR 400.000.000 -< IDR 499.999.999 | 4.25% | 4.25% | 4.00% | 4.00% | 4.00% |
| IDR 500.000.000 -< IDR 99.999.999.999.999 | 3.70% | 3.70% | 3.70% | 3.70% | 3.70% |
| Deposit | ||||||
| CCY |
| Interest Rate | ||||
| Tiering Amount (parameterized) | 1M | 3M | 6M | 9M | 12M | |
| USD | 100 - < 5,000 | 0.30% | 0.40% | 0.40% | 0.40% | 0.40% |
| USD | 5,000 - < 10,000 | 0.40% | 0.50% | 0.50% | 0.50% | 0.50% |
| USD | 10,000 - < 20,000 | 0.40% | 0.50% | 0.50% | 0.50% | 0.50% |
| USD | 20,000 - < 50,000 | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% |
| USD | 50,000 - < 100,000 | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% |
| USD | ≥ 100,000 | 0.50% | 0.55% | 0.55% | 0.55% | 0.60% |
| SGD | 100 - < 5,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| SGD | 5,000 - < 10,000 | 0.05% | 0.10% | 0.10% | 0.15% | 0.15% |
| SGD | 10,000 - < 20,000 | 0.05% | 0.10% | 0.10% | 0.15% | 0.15% |
| SGD | 20,000 - < 50,000 | 0.05% | 0.10% | 0.10% | 0.15% | 0.15% |
| SGD | 50,000 - < 100,000 | 0.05% | 0.10% | 0.15% | 0.15% | 0.15% |
| SGD | ≥ 100,000 | 0.05% | 0.10% | 0.15% | 0.15% | 0.20% |
| JPY | 10,000 - < 500,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| JPY | 500,000 - < 1,000,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| JPY | 1,000,000 - < 2,000,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| JPY | 2,000,000 - < 5,000,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| JPY | 5,000,000 - < 10,000,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| JPY | ≥ 10,000,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| AUD | 100 - < 5,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| AUD | 5,000 - < 10,000 | 0.00% | 0.00% | 0.00% | 0.05% | 0.05% |
| AUD | 10,000 - < 20,000 | 0.00% | 0.00% | 0.00% | 0.05% | 0.05% |
| AUD | 20,000 - < 50,000 | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% |
| AUD | 50,000 - < 100,000 | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% |
| AUD | ≥ 100,000 | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% |
| NZD | 100 - < 5,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| NZD | 5,000 - < 10,000 | 0.00% | 0.00% | 0.00% | 0.05% | 0.05% |
| NZD | 10,000 - < 20,000 | 0.00% | 0.00% | 0.00% | 0.05% | 0.05% |
| NZD | 20,000 - < 50,000 | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% |
| NZD | 50,000 - < 100,000 | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% |
| NZD | ≥ 100,000 | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% |
| GBP | 100 - < 5,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| GBP | 5,000 - < 10,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| GBP | 10,000 - < 20,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| GBP | 20,000 - < 50,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| GBP | 50,000 - < 100,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| GBP | ≥ 100,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| EUR | 100 - < 5,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| EUR | 5,000 - < 10,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| EUR | 10,000 - < 20,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| EUR | 20,000 - < 50,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| EUR | 50,000 - < 100,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| EUR | ≥ 100,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| CHF | 100 - < 5,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| CHF | 5,000 - < 10,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| CHF | 10,000 - < 20,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| CHF | 20,000 - < 50,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| CHF | 50,000 - < 100,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| CHF | ≥ 100,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| CNH | 1000 - < 50,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| CNH | 50,000 - < 100,000 | 0.10% | 0.50% | 0.50% | 0.50% | 0.60% |
| CNH | 100,000 - < 200,000 | 0.10% | 0.50% | 0.50% | 0.50% | 0.60% |
| CNH | 200,000 - < 500,000 | 0.20% | 0.60% | 0.60% | 0.60% | 0.70% |
| CNH | 500,000 - < 1,000,000 | 0.20% | 0.60% | 0.60% | 0.60% | 0.70% |
| CNH | ≥ 1,000,000 | 0.20% | 0.60% | 0.60% | 0.60% | 0.70% |
| CAD | 100 - < 5,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| CAD | 5,000 - < 10,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| CAD | 10,000 - < 20,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| CAD | 20,000 - < 50,000 | 0.00% | 0.00% | 0.05% | 0.05% | 0.05% |
| CAD | 50,000 - < 100,000 | 0.00% | 0.00% | 0.05% | 0.05% | 0.10% |
| CAD | ≥ 100,000 | 0.00% | 0.00% | 0.05% | 0.05% | 0.10% |
| HKD | 1000 - < 50,000 | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% |
| HKD | 50,000 - < 100,000 | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% |
| HKD | 100,000 - < 200,000 | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% |
| HKD | 200,000 - < 500,000 | 0.10% | 0.10% | 0.15% | 0.15% | 0.15% |
| HKD | 500,000 - < 1,000,000 | 0.10% | 0.10% | 0.15% | 0.15% | 0.20% |
| HKD | ≥ 1,000,000 | 0.10% | 0.10% | 0.15% | 0.15% | 0.20% |
digibank Saving
| Items | Rate |
| Suku bunga tabungan digibank | 0.50% p.a untuk saldo 0 - Rp99.999.999,- 1.00% p.a untuk saldo ≥ Rp100.000.000,- |
| Produk | Suku Bunga Saat Ini | Suku Bunga Efektif 1 Januari 2021 |
|---|---|---|
| Tabungan Maxi | 4% p.a. | 3% p.a. |
- Perhitungan suku bunga menggunakan metode progresif
- Suku bunga dapat berubah sewaktu-waktu sesuai dengan ketentuan Bank dan akan diinformasikan melalui media yang dimiliki Bank
Rekening Valas
| Valas | Saldo | Suku Bunga/Tahun |
|---|---|---|
| USD | 0 - <250.000 | 0,10% |
| >=250.000 | 0,25% | |
| SGD, AUD, NZD | >0 | 0,10% |
| EUR, GBP, JPY, HKD, CAD, CHF, IDR | >0 | 0,00% |
*Perhitungan suku bunga menggunakan metode progresif