Approval within 60 seconds on the palm of your hand
Online
24 Hours
Approval in
60 Seconds
Without
Physical document
Manage
Your Loan Amount
Up to
200 million
Installments up
36 months
Terms & Conditions
General Criteria |
Employees and Entrepreneurs |
---|---|
Indonesian citizen between 21 – 55 years old |
v |
Minimum gross income per month |
IDR 5,000,000 |
Minimum credit card limit (if any) |
IDR 7,000,000 |
Minimum length of business/work |
1 year (or 2 years of business if self-employed) |
Minimum period of active credit card at another bank |
have an active credit card for at least 1 year |
Domicile |
Jabodetabek, Bandung, Surabaya, Semarang, Medan |
Interest Fee (flat/month)* |
0,88% - 3,29% |
|
Admin Fee** |
IDR 200,000 - IDR 399,000 |
|
1st year Fee ** |
1,75% of the loan amount |
|
2nd year Fee Onwards *** |
IDR 65,000 |
|
Late Fee |
IDR 150,000 – IDR 250,000 or 6% from loan amount (whichever is higher) |
|
Expedited Repayment Fee |
8% |
|
Stamp Fee **** |
IDR 10,000 |
|
Overpayment Refund Fee |
IDR 150,000 |
|
Overpayment Administration Fee***** |
IDR 100,000 |
|
Service Fee****** |
IDR 10,000 |
* Interest above is indicative interest per month. Interest calculation depends on the principal component of the loan, the interest rate per year and the installment period (in months) as stated in the Credit Agreement when the digibank Personal Loan Facility is approved.
** Fees will be deducted 1 (one) time in advance from the total loan approved by PT Bank DBS Indonesia.
*** Added to the payment of the 13th month installment and/or 25th month installment and/or so on.
**** Charged when applying for and disbursing KTA (above IDR 5,000,000 (five million Rupiah)).
***** Fees will be deducted every month for digibank KTA that is closed and has an overpayment
****** The service fee will be added directly to the monthly installments and will begin to be charged for approved loans as of 1 June 2021
digibank KTA is an unsecured credit product issued by Bank DBS Indonesia through the digibank by DBS Application. In contrast to home or car ownership credit products that require collateral, the provision of a KTA digibank limit does not require any guarantees.
Once liquidated, digibank KTA can be used for any needs such as:
Loan funds really help you to organize and manage finances because you can repay large amounts of expenses with fixed amounts that are affordable for you.
With an installment tenor of up to 36 months, you have enough time to manage your expenses and increase your income so that your wealth continues to grow.
The interest is relatively lower than other online loans, of course, it doesn't burden you in paying off the rest of the loan every month.
The digibank application will make it easier for you to monitor bills and installments at any time. Transaction history will be recorded automatically, and you can also easily see the next due date.
Auto-debit payments through the digibank application also make it very easy for you to manage your finances. You can more easily avoid late payments because you can transfer the payment a few days in advance, and the system will debit the amount according to the bill on the due date.
digibank KTA confirms loan approval in just 60 seconds. If approved, you can view and set the loan amount and tenor you want yourself. For those of you who don't have a digibank account before, don't forget to arrange an appointment with a digibank agent for opening a digibank account. Withdrawals are made in real-time on the same day that you have completed opening a disbursement account. Very fast, isn't it?
“Terimakasih kpd digibank sy telah di acc pengajuan KTA sy dan hari ini sdh cair uangnya padahal hari ini hari libur. Prosesnya cepat tidak berteletele, karyawan yang mendatangi sy ramah dan sopan sy akan menjaga kepercayaan ini semoga digibank makin perbankan yang maju dan sukses di indonesia ”
Vonda *****
“Seneng banget bisa minjaman kta digibank bunga nya murah lagi ”
Didik *****
“Dengan adanya pinjaman DBS online semoga tidak ada kebohongan sprti yg lain yg hanya mencuri data saja. Sukses selalu DBS semoga tambah maju kedepan nya ”
Sari *****
Phone - 0804 1500 327 or +6221 29852888 (from outside Indonesia)
Business Hour at 09.00 AM - 17.00 PM