At a Glance

Apply anytime 24 hours a day

Hassle-free registration, apply online 24 hours a day

Approval only in 60 seconds

High loan limit up to IDR 200 Million

Competitive interest from 0.99% per month


Watch How You Can Apply digibank KTA Instan
 

Requirement, Interest Rates and Fees

Loan Requirements
  • Own e-KTP (ID Card)
  • Indonesian Citizen (WNI) with a minimum age of 21 years old and a maximum of 60 years old at the at the time of settlement.
  • Domicile/work in Jabodetabek, Bandung, Semarang or Surabaya.
  • Minimum gross income of IDR 3,000,000 per month
  • Profession as an employee (minimum 1 year), professional (minimum 2 years) or self-employed (minimum 2 years).
Find out more about the terms of application here.

Interest Rates and Fees

Interest Rate (Flat per month)*

0.95% - 3.29%

Admin Fee **

Rp200,000 - Rp399,000

1st Year Fee **

1.75% of total loan amount

2nd Year Fee and onwards ***

Rp65,000

Late Fee

Rp150,000 – Rp250,000 or 6% (whichever higher)

Early Repayment Fee

8%

Stamp Duty Fee **

Rp6,000



* Interest rate is indicative per month. The calculation of real interest rate depends on principal amount, annual effective interest rate and loan tenor (in month) as listed on Welcome Letter digibank Personal Loan Facility has been approved.
** Fees will be deducted one time from total loan amount that has been approved by PT Bank DBS Indonesia.
*** Will be charged on installment of 13th and/or 25th and/or onwards.


Interest Rate Illustration
Terms and Conditions of digibank KTA Instan
FAQ
Calculate your monthly repayment amount
 

How to Pay Your Monthly Instalment

Through Autodebit:

  • Top up your digibank Savings account through inter-bank transfer
  • Select beneficiary bank PT Bank DBS Indonesia or type in bank code 046.
  • Type in digibank Savings beneficiary account number and follow the next instructions.
  • To view your digibank Savings account, click “View Account” in the main page of digibank by DBS App.

Through ATM Bersama / Prima Networks:

  • Select “Transfer” and type in Bank Code followed by your digibank KTA Instan loan account number.

    Example:

    046 + digibank KTA Instan account number

  • Follow the next instructions
Watch How to Pay digibank KTA Instan
 

The installment payment due date is based on the date your loan is disbursed. You can find the installment payment due date in your digibank by DBS App and in the Credit Agreement which you receive through your e-mail address.

You can check your payment status in the Personal Loan page in your digibank by DBS App and check the Personal Loan transaction history.

We will send the settlement letter through your e-mail no later than 1 week after you have settled all your digibank KTA instalment.
Click here if you still have more questions

Questions about application

digibank KTA submission process will be done digitally with instant approval for your convenience, that’s why we urge you to download digibank by DBS App

Login to digibank by DBS application and choose Personal Loan at the menu

DBS will inform you about the status of your digibank KTA application via SMS and e-mail.

The credit limit starts from IDR3.000.000 to IDR80.000.000.
Click here if you still have more questions
 

How to Apply

Locate us Visit us at your nearest DBS branch

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