At a Glance

Apply 24/7


Approval within just 60 seconds


Download digibank by DBS App


Meet an agent to do biometric verification


Immediate disbursement up to Rp 30 million


Watch How You Can Apply digibank KTA Instan

Requirement, Interest Rates and Fees

Loan Requirements
  • Own e-KTP (ID Card)
  • Indonesian Citizen (WNI) with a minimum age of 21 years old and a maximum of 60 years old at the at the time of settlement.
  • Domicile/work in Jabodetabek, Bandung, Semarang or Surabaya.
  • Minimum gross income of IDR 3,000,000 per month
  • Profession as an employee (minimum 1 year), professional (minimum 2 years) or self-employed (minimum 2 years).
Find out more about the terms of application here.

Interest Rates and Fees

Interest Rate (Flat per month)*

0.95% - 2.99%

Admin Fee **

Rp200,000 - Rp399,000

1st Year Fee **

1.75% of total loan amount

2nd Year Fee and onwards ***


Late Fee

Rp150,000 – Rp250,000 or 6% (whichever higher)

Early Repayment Fee


Stamp Duty Fee **


* Interest rate is indicative per month. The calculation of real interest rate depends on principal amount, annual effective interest rate and loan tenor (in month) as listed on Welcome Letter digibank Personal Loan Facility has been approved.
** Fees will be deducted one time from total loan amount that has been approved by PT Bank DBS Indonesia.
*** Will be charged on installment of 13th and/or 25th and/or onwards.

Interest Rate Illustration
Terms and Conditions of digibank KTA Instan
Calculate your monthly repayment amount

How to Pay Your Monthly Instalment

Through Autodebit:

  • Top up your digibank Savings account through inter-bank transfer
  • Select beneficiary bank PT Bank DBS Indonesia or type in bank code 046.
  • Type in digibank Savings beneficiary account number and follow the next instructions.
  • To view your digibank Savings account, click “View Account” in the main page of digibank by DBS App.

Through ATM Bersama / Prima Networks:

  • Select “Transfer” and type in Bank Code followed by your digibank KTA Instan loan account number.


    046 + digibank KTA Instan account number

  • Follow the next instructions
Watch How to Pay digibank KTA Instan

How to Apply

Approval in just 60 seconds.
Locate us Visit us at your nearest DBS branch


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