digibank KTA is an unsecured credit product issued by Bank DBS Indonesia through the digibank by DBS Application. In contrast to home or car ownership credit products that require collateral, the provision of a KTA digibank limit does not require any guarantees.

Once liquidated, digibank KTA can be used for any needs such as:

• Renovate or fill a house
  digibank KTA can be used to purchase a variety of smart home and green living equipment, exterior and interior renovations, as well as the manufacture of custom-made furniture such as Scandinavian-themed beds and wardrobes, purchase home electronic devices such as refrigerators, washing machines, remodel the workspace at home and make rooms complete baby sleep
• Traveling
  You can use digibank KTA for your domestic or international travel needs, ranging from the need to buy transportation tickets, to the cost of staying at certain penthouses. Travel costs include the preparation of warm or cold clothes, the cost of eating and drinking, sudden needs, buying souvenirs or souvenirs, or buying ride tickets for a special unforgettable experience.
• Upgrade your business gadget or equipment
  Of course, digibank KTA will be very useful for developing your business and allowing you to work more productively. Starting from smartphones with the latest features, replacing old laptops with tablets that are more practical and faster, buying home theater or hobby equipment such as spinning machines, or sewing machines, or other equipment that can support your hobbies and passions.
• Wedding
  The use of digibank KTA loan funds is very flexible, you can transfer them to pay the dowry fee, the cost of the headmaster, building rental, down payment or finalization of payments for dress, clothing and catering vendors, including financing the health tests of the bride and groom. Any need can be met with a KTA digibank loan.
• Automotive modification
  You can use digibank KTA that has been liquidated to replace old or damaged car or motorcycle accessories, buy sound system equipment and change the interior to make it more comfortable, to modify antique cars for your passion.

Loan funds really help you to organize and manage finances because you can repay large amounts of expenses with fixed amounts that are affordable for you.

With an installment tenor of up to 36 months, you have enough time to manage your expenses and increase your income so that your wealth continues to grow.

The interest is relatively lower than other online loans, of course, it doesn't burden you in paying off the rest of the loan every month.

The digibank application will make it easier for you to monitor bills and installments at any time. Transaction history will be recorded automatically, and you can also easily see the next due date.

Auto-debit payments through the digibank application also make it very easy for you to manage your finances. You can more easily avoid late payments because you can transfer the payment a few days in advance, and the system will debit the amount according to the bill on the due date.