500
Please enter only a-z, A-Z, 0-9, @!?$&-()’,. /
digibank Cashline
The easiest way to recieve a loan
digibank Cashline
At a Glance
Loans disbursement through any ATMs
whenever you need.
Freedom to choose fixed installment period.
Loans up to Rp 200 mio.
You can do it with your card or simply use digibank app.
Product Detail
Free of charges- This is the true loan to make your life easier, with no charges at all!
- FREE annual fee
- FREE administration fees
- FREE transfers to all banks in Indonesia
- FREE conversion fees to fixed installments
- FREE from penalty if you settle up, before maturity date.
- So what are you waiting for? digibank understands you better!
You can do it with your card or simply use digibank app.
Requirement, Rates and Fees
Application Documents
General Criteria
General Criteria | Employee | Entrepreneur | Professional |
WNI (Indonesian Citizen) with a minimum age of 21 years and maximum age of 55 years | v | v | v |
Minimum gross income per month | IDR 3.000.000,- | IDR 5.000.000,- | IDR 5.000.000,- |
Minimum credit card limit | IDR 6.000.000,- | IDR 7.000.000,- | IDR 7.000.000,- |
Minimum length of business or service | 1 year and as permanent employee | 2 years | 2 years |
Minimum active period of credit card at other banks | 1 years | 2 years | 2 years |
Application Documents
digibank Cashline only valid for invitation
Document* | Employee | Self-employed | Professional |
Original Application | v | v | v |
Copy of eKTP | v | v | v |
Copy of Credit Card | v | v | v |
Copy of NPWP/ SPT PPH 21 | v | v | v |
Rates
Accrued Interest or Revolving Rate is calculated by way of accumulating daily interest rates from the day the transaction is made until the day of full payment received by the Bank
The Calculation of Interest Rates of Fixed Installments still use the annuity method where the amount of interest is higher than the amount of principal on the initial installment. During the loan period, this composition will reverse into its opposite
For more details on how to calculate your interests, please click here.
Accrued Interest / Revolving Rate* | Effective per month |
Regular | 2.98% |
The Calculation of Interest Rates of Fixed Installments still use the annuity method where the amount of interest is higher than the amount of principal on the initial installment. During the loan period, this composition will reverse into its opposite
Area | Flat per month |
Regular - 3 months Tenor | 0.99% |
Regular - 6 months Tenor | 1.69% |
Regular - 9 months Tenor | 1.69% |
Regular - 12 months Tenor | 1.69% |
Regular - 18 months Tenor | 1.69% |
Regular - 24 months Tenor | 1.69% |
Regular - 36 months Tenor | 1.69% |
Regular - 48 months Tenor | 1.79% |
Regular - 60 months Tenor | 1.70% |
Interest Rates are indicative. The calculation of the actual interest is daily interest based on the effective interest for a year divided into 365 (three hundred sixty- five) days as stated in the Monthly Billing Statement of DBS Cashline.
Fees
Annual Fee | Free |
Cash Transfer Fee | Free |
Fixed Installment Conversion Fee | Free |
Late Fee | Per the lateness is Rp150,000 or 6% of the printed billing statements, whichever is greater |
Early Redemption Fee | Free |
Cancellation Fee | Free |
Autodebit Rejection Fee | Rp50,000 per rejection |
Stamp Duty Charges | Rp3,000 or Rp6,000 depends on the amount stated in the billing statements |
Insurance Premium | 0.18% from the credit limit |
Thank you for your feedback
Let us know how this article helped:We're sorry to hear that.
How can we do better?