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At a Glance
Loans disbursement through any ATMs
whenever you need.
Freedom to choose fixed installment period.
Loans up to Rp 200 mio.
Product DetailFree of charges
- This is the true loan to make your life easier, with no charges at all!
- FREE annual fee
- FREE administration fees
- FREE transfers to all banks in Indonesia
- FREE conversion fees to fixed installments
- FREE from penalty if you settle up, before maturity date.
- So what are you waiting for? digibank understands you better!
You can do it with your card or simply use digibank app.
Requirement, Rates and FeesApplication Documents
WNI (Indonesian Citizen) with a minimum age of 21 years and maximum age of 55 years
Minimum gross income per month
Minimum credit card limit
Minimum length of business or service
1 year and as permanent employee
Minimum active period of credit card at other banks
Copy of eKTP
Copy of Credit Card
Copy of NPWP/ SPT PPH 21
Accrued Interest / Revolving Rate*
Effective per month
The Calculation of Interest Rates of Fixed Installments still use the annuity method where the amount of interest is higher than the amount of principal on the initial installment. During the loan period, this composition will reverse into its opposite
Flat per month
Regular - 3 months Tenor
Regular - 6 months Tenor
Regular - 9 months Tenor
Regular - 12 months Tenor
Regular - 18 months Tenor
Regular - 24 months Tenor
Regular - 36 months Tenor
Regular - 48 months Tenor
Regular - 60 months Tenor
Interest Rates are indicative. The calculation of the actual interest is daily interest based on the effective interest for a year divided into 365 (three hundred sixty- five) days as stated in the Monthly Billing Statement of DBS Cashline.
Cash Transfer Fee
Fixed Installment Conversion Fee
Per the lateness is Rp150,000 or 6% of the printed billing statements, whichever is greater
Early Redemption Fee
Autodebit Rejection Fee
Rp50,000 per rejection
Stamp Duty Charges
Rp3,000 or Rp6,000 depends on the amount stated in the billing statements
0.18% from the credit limit