Maximise the benefits of your SRS account

For the uninitiated, the Supplementary Retirement Scheme (SRS) is a part of Singapore government’s multi-pronged strategy to assist the population to be financially independent in their golden years. Led and operated by Singapore-based banking institutions, the SRS complements the mandatory Central Provident Fund (CPF) saving scheme. Contributions to SRS are eligible for *tax relief up to S$80,000 and can be used to invest (and enjoy tax-free investment gains) in a pool of pre-approved financial products. Unlike your CPF funds, your SRS savings can be withdrawn before you reach the statutory retirement age should there be urgent needs for the money.

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