Get High Interest by Saving with digibank!

Transfer Money Anywhere, No Quota, No Charge!

Say goodbye to the old ways of opening a bank account! Now, just download the DBS digibank app on your smartphone, fill in your personal information, and verify with your e-KTP and a quick selfie. Fast and hassle-free! Once you've got a digibank account, enjoy free and unlimited money transfers anywhere. Plus, withdraw cash for free at any ATM. No more queues, just more cash for your coffee cravings!

Discover the Advantages of
Choosing digibank
for Your Savings

100% digital account opening, have your e-KTP ready and, snap a selfie	High-interest savings up to 2.5% per year*
Organize your money more efficiently with up to 20 Wallets	Free transfers with no quota
Easily accessible, no withdrawal fees, withdraw whenever you want	No monthly administrative fees**
Terms and conditions apply *Average daily balance in the previous month ≥ IDR 5 million

Various Savings Account Options from digibank

Primary Savings

The type of savings that you automatically have when you successfully create a digibank account.

Find the Summary of Product and Service Information here.

Tabungan Maxi

Tabungan Maxi is a savings product from digibank, offering higher interest than digibank primary savings and can be allocated to 20 wallets.

Find the Summary of Product and Service Information here.

Foreign Currency Savings

Save in over 10 foreign currencies, including USD, EUR, CAD, CHF.

Find the Summary of Product and Service Information here.

How to Open a Savings Account
with DBS digibank

	Download digibank by DBS from Google Play Store or App Store
	Create a username and password, then log in to the DBS digibank
	Complete biometric verification
	Your digibank account is ready to use!

digibank Debit Card

The digibank Debit Card offers free cash withdrawals at DBS Bank ATMs and up to 5 times per month at any ATM, with a minimum balance of IDR 5 million.

How to Transfer Money for Free
with DBS digibank

Layanan Gratis Transfer Tanpa Kuota di digibank

Free and unlimited money transfers using BI-Fast	Real-time Interbank Transactions
Transaction limit of IDR 250 million per transaction per day	24-hour access through the application

Quick Steps for Free Money Transfers
on DBS digibank

Download Now

What Does Savings Mean?

A savings account is a reserve of unused income, available for withdrawal without penalties, and generally offers lower interest rates than fixed deposits. Having savings facilitates the application for loans, such as credit cards, KTA, KMG, or KPR within the same bank.

What is Tabungan Maxi?

Tabungan Maxi is a savings account that can provide high-interest rates of up to 3% per year. No minimum balance required. In addition to offering high interest, Tabungan Maxi can help you organize your money more effectively by dividing it into 20 Dompet Maxi that you can personalize according to your needs. Check out more details here.

What Types of Savings Accounts Are Available at digibank by DBS?

What are the Benefits of Saving in Maxi Savings?

High interest up to 7% per year with the Maxi Booster program

Withdraw anytime with the digibank Contactless Debit Card

No minimum balance

Free transfers without quotas to any bank.

Complete transactions using QRIS, and handle your payments with the 'Bayar Beli' feature.

Ability to save in both IDR and foreign currencies.

What are the Advantages of digibank by DBS Debit Card?

The digibank debit card offers a contactless feature with a new card design. Cardholders can use this feature to make transactions without inserting the physical card into the Electronic Data Capture (EDC) machine or entering a PIN for transactions up to IDR 1,000,000 per day. Instead, payments are completed by simply tapping the card on a contactless-enabled payment terminal.

How to Activate digibank by DBS Debit Card?

Select 'Lainnya' on the bottom left of the home page in the digibank by DBS app.

Click on 'Aktivasi Kartu Debit.'

Enter the debit card's CVV number.

Create a PIN, and your digibank debit card is ready to use.

What are the requirements for free interbank transfers?

How to use the contactless feature on the digibank Debit Card?

Make sure your digibank Debit Card is activated and ready to use. If not activated, please reach out to digibank customer service or consult the instructions available in the envelope.

Check if the card has the contactless logo. This logo looks like waves or the contactless symbol on the front of the card.

If you are in a store or a place that accepts contactless payments, make sure that the Electronic Data Capture (EDC) machine supports contactless technology.

Tap your digibank Debit Card on the contactless-enabled EDC machine for payments under IDR 1,000,000. Make sure to tap it closely for the machine to easily read the card information.

If the transaction exceeds the nominal limit of IDR 1,000,000, you need to insert the debit card into the EDC machine and follow the instructions to enter your PIN.

You will receive a payment confirmation once the transaction is successfully completed.

What are the requirements and documents needed to open a digibank savings account?

Where Can digibank Contactless Debit Card Feature Be Used?

The contactless feature on digibank Debit Card is currently only available for use on EDC machines abroad. In the absence of contactless devices, customers can still conduct transactions by inserting the debit card into the EDC machine and using the PIN. The usage of the contactless feature on digibank Debit Card on EDC machines in Indonesia will follow the applicable regulations.

Account Status Information

Savings and Current Account Classification	Transaction Feature & Account Reactivation Method
Active Account Status: Account that has deposit, withdrawal, or balance checking activities.	Transaction Feature ☑ Outgoing fund/debit transaction ☑ Incoming fund/credit transaction
Inactive Account Status: Account that has not had any deposit, withdrawal, or balance checking activity for more than 360 days.	Transaction Feature ⮽ Outgoing fund/debit transaction ☑ Incoming fund/credit transaction Reactivation Procedure Via the DBS digibank Application or by visiting DBS Branch Office and updating your customer data.
Dormant Account Status: Account that has not had any deposit, withdrawal, or balance checking activity for more than 1,800 days.	Transaction Feature ⮽ Outgoing fund/debit transaction ⮽ Incoming fund/credit transaction Reactivation Procedure Via the DBS digibank Application or by visiting DBS Branch Office and updating your customer data.

Automatic closure for account with nil (zero) balance
(applicable for Active / Inactive / Dormant account)

Savings and Current Account with nil (zero) balance maintained for 180 consecutive days (six months) will be automatically closed by the Bank.

Important Notes

Activities that are initiated by the Bank’s system and not included as transaction activities are as follows:

Interest payment.
Tax deduction.
Administration fee.
Dormant fee; and
Autodebet / Standing Instruction.

Savings and Current Account classification is implemented for every account owned by the Customer.

Accounts that are excluded from the implementation of Inactive & Dormant status or automatic zero balance account closure are as below:

Rekening Dana Nasabah (RDN).
Tax Amnesty Account.
Account which is affiliated with other products such as investment/loan/etc.
Account with specific purpose.
Account in dispute.

Terms related to interest/profit sharing, administration fees, and other applicable charges follow the relevant product terms and conditions.

Dormant Account TermsDBS Treasures Customer will be charged a maximum IDR 50,000 per month if all Current and Savings accounts are dormant.For further information regarding fee and service click here.