It only takes 60 seconds to get approvals.
Online
24 hours
Approval in
60 Seconds
No
hardcopy documents
manage
Your Loan Amount
Limit up to
IDR 80 Million
Installments up to
36 months
Terms & Conditions
General Criteria |
Employees and Entrepreneurs |
---|---|
Indonesian citizen between 21 – 55 years old |
v |
Minimum gross income per month |
IDR 5,000,000 |
Minimum credit card limit (if any) |
IDR 7,000,000 |
Minimum length of business/work |
1 year (or 2 years of business if self-employed) |
Minimum period of active credit card at another bank/institution |
have an active credit card for at least 1 year |
Domicile |
Jabodetabek, Bandung, Surabaya, Semarang, Medan |
Interest Fee (flat/month)* |
0,95% - 3,29% |
|
Admin Fee** |
IDR 200,000 - IDR 399,000 |
|
1st year Fee ** |
1,75% of the loan amount |
|
2nd year Fee Onwards *** |
IDR 65,000 |
|
Late Fee |
IDR 150,000 – IDR 250,000 or 6% from loan amount (whichever is higher) |
|
Expedited Repayment Fee |
8% |
|
Stamp Fee **** |
IDR 10,000 |
|
Overpayment Refund Fee |
IDR 150,000 |
|
Overpayment Administration Fee***** |
IDR 100,000 |
|
Service Fee****** |
IDR 10,000 |
* Interest above is indicative interest per month. Interest calculation depends on the principal component of the loan, the interest rate per year and the installment period (in months) as stated in the Credit Agreement when the digibank Personal Loan Facility is approved.
** Fees will be deducted 1 (one) time in advance from the total loan approved by PT Bank DBS Indonesia.
*** Added to the payment of the 13th month installment and/or 25th month installment and/or so on.
**** Charged when applying for and disbursing KTA (above IDR 5,000,000 (five million Rupiah)).
digibank KTA is an unsecured credit product issued by Bank DBS Indonesia through the digibank by DBS Application. In contrast to home or car ownership credit products that require collateral, the provision of a KTA digibank limit does not require any collateral.
Your digibank KTA loan limits can be used for any needs such as:
Loan funds really help you to organize and manage finances because you can repay large amounts of expenses with fixed amounts that are affordable for you.
With an installment tenor of up to 36 months, you may have sufficient resources to manage your expenses and increase your income during the period so that your savings and wealth continues to grow.
The interest is relatively lower than other online loans so it doesn't burden you in paying off the rest of the loan every month.
The digibank App will make it easier for you to monitor bills and installments, because your payment history will be recorded automatically, and you can also see the next due date so that you can prepare your payment better.
The digibank KTA approval only takes 60 seconds, after that you can confirm the loan amount and tenor you want to take, then continue by making an appointment with our agent to complete the process of account opening for disbursement. All these steps can be done on the same day!
“Terimakasih kpd digibank sy telah di acc pengajuan KTA sy dan hari ini sdh cair uangnya padahal hari ini hari libur. Prosesnya cepat tidak berteletele, karyawan yang mendatangi sy ramah dan sopan sy akan menjaga kepercayaan ini semoga digibank makin perbankan yang maju dan sukses di indonesia ”
Vonda *****
“Seneng banget bisa minjaman kta digibank bunga nya murah lagi ”
Didik *****
“Dengan adanya pinjaman DBS online semoga tidak ada kebohongan sprti yg lain yg hanya mencuri data saja. Sukses selalu DBS semoga tambah maju kedepan nya ”
Sari *****
Hubungi - 0804 1500 327 atau
+6221 29852888 (dari luar negeri)
Business hour pukul 09.00 WIB - 17.00 WIB