digibank KTA

* Interest above is indicative interest per month. Interest calculation depends on the principal component of the loan, the interest rate per year and the installment period (in months) as stated in the Credit Agreement when the digibank Personal Loan Facility is approved.
** Fees will be deducted 1 (one) time in advance from the total loan approved by PT Bank DBS Indonesia.
*** Added to the payment of the 13th month installment and/or 25th month installment and/or so on.
**** Charged when applying for and disbursing KTA (above IDR 5,000,000 (five million Rupiah)).

1. Auto-debit
   1. Fill in your digibank savings account balance via the transfer / interbank transfer menu at ATM Bersama / Prima or Mobile / Internet Banking
   2. Select PT Bank DBS Indonesia as the beneficiary bank or enter bank code 046 and enter bank code 046 followed by your digibank savings account number. Example: 046 + Your digibank savings account number
   3. Follow the next instructions.
   4. To view your digibank savings account number, click "View Account" on the main page of the digibank by DBS Application
2. ATM Bersama / Prima Network
   1. Select "Transfer/overbooking" and enter the Bank Code followed by the Destination Account Number. Example: 046 + your digibank KTA Loan Account Number
   2. Follow the next Instruction
3. Indomaret outlets
   1. Mention your digibank savings account number or your digibank KTA loan number to the Indomaret cashier.
   2. Confirm the digibank savings account number or digibank KTA loan number and make sure the amount billed is correct.
   3. Make payment by cash or debit card.
   4. Save the receipt given by the cashier as proof of payment for digibank KTA
   5. Payments can be made at all Indomaret outlets in Indonesia and will be processed the fastest within 3 working days
   6. You can check your recent payment history via the digibank by DBS App.

digibank KTA is an unsecured credit product issued by Bank DBS Indonesia through the digibank by DBS Application. In contrast to home or car ownership credit products that require collateral, the provision of a KTA digibank limit does not require any guarantees.

digibank KTA Personal Loan funds can be used for any needs such as:

• Upgrading gadget or equipment to support your business
  We understand digibank KTA Personal Loan will be very useful for developing your business as it will allow you to work more productively. Buying smartphones with the latest features, replacing old laptops with tablets with faster operating systems, buying home theater or hobby equipment such as spinning machines, or sewing machines, or other equipment that can support your hobbies and passions.
• Renovating or decorating a house
  digibank KTA Personal Loan can be withdrawn or debited or transferred to purchase a variety of smart home and green living equipment, exterior and interior renovations, as well as the manufacture of custom-made furniture such as Scandinavian-themed beds and wardrobes, including new home electronic devices such as refrigerators, washing machines, remodel the workspace at home and build a lovely baby’s crib.
• Automotive modification
  You can use digibank KTA Personal Loan that has been disbursed to replace old or damaged car or motorcycle accessories. Transfer the funds to suppliers or distributors to buy sound system equipment and change the interior to make it more comfortable, to modify antique cars for your passion.
• Wedding
  digibank KTA Personal Loan is very flexible to use, you can transfer them to pay the dowry fee, the cost of the headmaster, building rental, down payment or finalization of payments for dress, clothing and catering vendors, including financing the health tests of the bride and groom. Any need can be met with a digibank KTA.
• Travelling
  You can use the loan for your domestic or international travel needs, ranging from the need to buy transportation tickets, to the cost of staying at certain penthouses. Travel costs include the preparation of warm or cold clothes, the cost of eating and drinking, sudden needs, buying souvenirs or souvenirs, or buying ride tickets for a special unforgettable experience.

Loan funds really help you to organize and manage finances because you can repay large amounts of expenses with fixed amounts that are affordable for you.

The interest is relatively lower than other online loans so it doesn’t have to burden your monthly cashflow.

With an installment tenor of up to 36 months, you can also manage your expenses and increase your income during the period so you can still grow your savings and investments.

The digibank App will make it easier for you to monitor bills and installments, because your payment history will be recorded automatically, and you can also see the next due date so that you can prepare your payment better.

The digibank KTA Personal Loan approval only takes 60 seconds, after that you just need to confirm the loan amount and tenor you prefer. The you can continue to make an appointment with a our agent to complete the process of opening a disbursement account. You can even complete the whole journey in the same day.