New Feature! digibank Digital Credit Card

 

Credit Card that you can have instantly with benefits to level up your lifestyle

60 Seconds Approval

It only takes 60 seconds to get decision on your digibank Digital Credit Card application.

Can be Used Instantly

After verification is success, you will get two types of Credit Card:
  1. Digital Credit Card that you can use instantly.
  2. Physical Credit Card with a different card number
    that you will receive approximately 14 days after your card is approved.

Stay in Control

Set your own spending limit for your digibank Digital Credit Card to manage your cashflow via digibank by DBS App.

Pay Your Way

Convert your transactions to installments up to 60 months, anytime and anywhere via digibank by DBS App. Make sure your digibank Physical Credit Card has been activated.

Manage and Monitor 24/7 via digibank by DBS App

Activate your digibank Physical Credit Card, create your PIN, see your transaction history, redeem your points 24/7 via digibank by DBS App.

Free First Year Annual Fee

With minimum IDR1 million transaction made in the first 60 days after your card is approved.

Apply Now

 

Apply & Get Cashback up to Rp1.5 mio

 

Worry-free shopping, apply digibank Digital Credit Card and get cashback up to Rp1,500,000

Cashback up to IDR1.250 mio

  • IDR50k cashback after you activate your digibank Physical Credit Card
  • 100% cashback up to IDR1.2 mio for streaming services, dining, and multi-platform service (max. IDR100k per month for a whole year).

Cashback via e-voucher worth IDR250k

With minimum transaction of IDR1 million retail transaction made in the first 30 days after your card is approved.

Apply Now

 

How To Apply Digital Credit Card

 

 

Complete Credit Card application via website

 

Make an appointment with DBS Agent for Verification Process

Yay! Your digibank Digital Credit Card is ready to use!


Let’s watch how to apply video here


Apply Now
 

Information about your Digital Credit Card

 

Terms and Condition click here, Payment Guideline click here.

digibank Digital Credit Card is a non-physical credit card that can only be accessed via digibank by DBS App in your smartphone. digibank Digital Credit Card will ease your shopping experience by registering your digibank Digital Credit Card to an e-wallet or to your favorite e-commerce. digibank Digital Credit Card can be use instantly after your verification is success, where the application process will only take 60 seconds and you don’t have to wait your digibank Physical Credit Card to be sent first, in addition, digibank Digital Credit Card doesn’t need to be activated.

You will still receive digibank Physical Credit Card which is a plastic credit card that you need to activate first before using it to do an online transaction, offline transaction, and to do a withdrawal at an ATM.
 
digibank Physical Credit Card will be sent to your choice of address when you applied your Credit Card via online and you will receive it approximately 14 workdays after your card approved.
 
Your digibank Digital and Physical Credit Card have different card number, so you can use both at once.

Your digibank Digital Credit Card’s limit is a part of your digibank Physical Credit Card’s limit. Your digibank Physical Credit Card’s limit is called Credit Limit which you can use to transact and do a withdrawal at an ATM. Whereas, your digibank Digital Credit Card’s limit is called Spending Limit which you can adjust as you wish via digibank by DBS App, and you can use to shop.
 
Illustration 1:
  • Your digibank Physical Credit Card’s Credit Limit is IDR10,000,000
  • Your digibank Digital Credit Card’s Spending Limit is IDR2,000,000
  • You can use your digibank Digital Credit Card at a maximum IDr2,000,000 per month.
  • If you use your digibank Digital Credit Card to transact above IDR2,000,000, your transaction will be declined.
Illustration 2:
  • Your digibank digibank Physical Credit Card’s Credit Limit is IDR10,000,000
  • Your digibank digibank Digital Credit Card’s Spending Limit is IDR2,000,000
  • You did a transaction worth of IDR10,000,000 using your digibank Physical Credit Card
  • Hence, you can’t use your digibank Digital Credit Card to transact until you pay your Credit Card bill, because you have run out your digibank Physical Credit Card’s Credit Limit.

As of now, digibank Digital Credit Card is only available to new customer who haven’t had any products from DBS. For applying, new customer can access DBS’s website to see which digibank Credit Card that have Digital Credit Card feature.


For digibank Digital Credit Card, you won’t be paying additional annual fee. You only need to pay annual fee for your digibank Physical Credit Card (primary card and supplementary card, if any).

 

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