Apply digibank Digital Credit Card 60 Seconds Approval

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digibank Digital Credit Card

Jalani Cerdikmu with digibank Digital Credit Card

Get a Digital Credit Card in a snap and unlock 6 awesome perks to maximize your life!

Digital Credit Card
where approval is a breeze – just 60 seconds and you're good to go

Once the checks are in the clear, you’ll get 2 types of Credit Cards

Ready-to-use Digital Credit Card
Physical Cards with different numbers, delivered to your doorstep within 14 business days

Digital credit card with adjustable limit by managing spending through digibank by DBS App

Convert purchases into monthly payments for up to 60 months. Anytime and anywhere using digibank by DBS App.

Track all your transactions with the digibank by DBS App in the palm of your hand. This app lets you activate your credit card, create your PIN, complete your transactions, and redeem rewards points.

How? Clever buying with at least IDR 1 Mio within 60 days of your card approval.

Select Card Type here

Clever ways to apply digibank Credit Card and get approval in 60 seconds. Start using your card immediately.

Easy shopping, get IDR 250k
cashback, happy feeling

After verification, you’ll get two types of cashback:

Cashback in the form of an e-voucher of IDR 250k with Credit Card retail transactions min. IDR 2mio in the first 30 days
Credit Cashback of IDR 50k by activating Physical Credit Card

Select Card Type here

Input Credit Card application data through the website

Make an appointment with the Agent for the verification process

Yay! Your Digital Credit Card is ready to use

Select Card Type here

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What is digibank Digital Credit Card?

digibank Digital Credit Card is a non-physical Credit Card that can only be accessed via digibank by DBS App in your smartphone. digibank Digital Credit Card is a non-physical Credit Card issued by the Bank in the name of the Primary Cardholder specifically for application submitted via Digital Application Form. The Digital Credit Card can only be accessed via digibank by DBS Application and can only be used to carry out online transactions.

The Digital Credit Card will simplify your shopping experience as it does not require activation, allowing the card to be used immediately without the need to wait for the physical Credit Card. You can register your digibank Digital Credit Card to available digital wallets or your preferred e-commerce platforms.

What is the 60 seconds Approval Process?

When you apply for the digibank Digital Credit Card, after you complete the digital application form there will be a process to check your eligibility. This process takes maximum 60 seconds. Once the check is completed, you will need to verify your fingerprint. If successful, your digibank Digital Credit Card can be used immediately without waiting for your physical Credit Card.

Will I still receive digibank Physical Credit Card?

You will still receive digibank Physical Credit Card which is a plastic credit card that you need to activate first before using it to do an online transaction, offline transaction, and to do a withdrawal at an ATM. digibank Physical Credit Card will be sent to your choice of address when you applied your Credit Card via online and you will receive it approximately 14 workdays after your card approved. Your digibank Digital and Physical Credit Card have different card number, so you can use both at once.

What is digibank Digital Credit Card Spending Limit?

Your digibank Digital Credit Card’s limit is a part of your digibank Physical Credit Card’s limit. Your digibank Physical Credit Card’s limit is called Combined Credit Limit which you can use to transact and do a withdrawal at an ATM. Whereas, your digibank Digital Credit Card’s limit is called Spending Limit which you can adjust as you wish via digibank by DBS App, and you can use to shop. Illustration 1:

Your digibank Physical Credit Card’s Combined Credit Limit is IDR10,000,000
Your digibank Digital Credit Card’s Spending Limit is IDR2,000,000
You can use your digibank Digital Credit Card at a maximum IDr2,000,000 per month.
If you use your digibank Digital Credit Card to transact above IDR2,000,000, your transaction will be declined.

Illustration 2:

Your digibank digibank Physical Credit Card’s Combined Credit Limit is IDR10,000,000

Your digibank digibank Digital Credit Card’s Spending Limit is IDR2,000,000

You did a transaction worth of IDR10,000,000 using your digibank Physical Credit Card

Hence, you can’t use your digibank Digital Credit Card to transact until you pay your Credit Card bill, because you have run out your digibank Physical Credit Card’s Combined Credit Limit

I’m currently a DBS Customer, how can I get digibank Digital Credit Card?

As of now, digibank Digital Credit Card is only available to new customer who haven’t had any products from DBS. For applying, new customer can access DBS’s website to see which digibank Credit Card that have Digital Credit Card feature.

digibank Digital Credit Card’s annual fee

For digibank Digital Credit Card, you won’t be paying additional annual fee. You only need to pay annual fee for your digibank Physical Credit Card (primary card and supplementary card, if any).