Our Wealth Management Experts

    Our Wealth Management Experts

    Our wealth management experts

    Meet our finest and most talented professionals - a team that brings together many years of expertise and experience in building wealth.


    Director of Consumer Banking Group
    PT Bank DBS Indonesia

    Rudy Tandjung was joined and appointed as a Director in 2015. Prior to his appointment, he started his career in 1991 as Marketing Officer at PT Lippo Bank. Continued his career as Transaction Banking Head at Permata Bank from 2010. He extended his banking career at Citibank from 1994 to 2009 as Trade and Treasury Solutions Sales Head. He served as a Commissioner at the Indonesian Central Securities Depository (KSEI) from 2012 until June 2015.

    Rudy received a Bachelor Degree in Agribusiness from Bogor Institute of Agriculture and Masters Degree (MBA) in International Business and Finance from Oklahoma City University.


    Melfrida Waty Gultom
    Head of Treasures Sales and Distributions
    PT Bank DBS Indonesia


    Melfrida Waty Gultom leads the Treasures and Distribution department of Consumer Banking Group for PT Bank DBS Indonesia. She brings more than fifteen years of banking experience. Prior to her appointment in 2015, Melfrida was the company’s regional banking manager for two years.

    Prior to joining DBS, she cultivated her career at HSBC for over a decade and held managerial responsibilities for the Central Jakarta region.

    Melfrida was in born in 1974. She received her Bachelor degree in Accountancy from the University of Indonesia in 1997.


    Head of Debt Capital Market, Treasury & Markets
    PT Bank DBS Indonesia

    Warsa Wibawa Chaidir is the Head of Debt Capital Market, Treasury & Markets of PT Bank DBS Indonesia. He started his career at DBS Bank Ltd in 2005 as Vice President at DBS Singapore. Before joining DBS Bank Indonesia, Warsaw Chaidir also served as Senior Vice President of Treasury & Markets at DBS in Singapore.

    With almost 26 years of experience in the banking industry, he has served many positions in the industry. He started his career in Bank International Indonesia as Chief Dealer in 1989. In 1996, he then moved and served as Director at UBS AG in Singapore for four years. Afterwards, he served as Director for UFJ Bank Singapore in 2000. Warsa Chaidir graduated from UiTM Malaysia, majoring in Banking and Finance.