At a Glance

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Features & Benefits

Features:

1. The insured's entry age is between 30 days and 50 years old.
2. Premium payment in Indonesian Rupiah.
3. Premium payment period ranges from 5, 10, to 20 years.
4. Investment allocation starts in the 1st year.

Main Benefits:

• Guaranteed return of premium at the end of contract period.
• Loyalty bonus every 5 policy years up to 160% of annual premium (based on entry age).
• Death risk protection for anyone not older than 70 years old.
• Accident risk protection for anyone not older than 65 years old.
• Various premium payment terms from 5, 10, to 20 years.

Additional Benefits:

• HealthSafe (HS) - coverage for hospital medical bills for an accident or illness.
• Manulife Crisis Cover (MCC) - compensation when diagnosed with a critical illness.
• Payor Benefit (PB) - waiver of premium due to death or total disability of the payor.
• Accidental Death and Disability Benefit (ADDB) - post-accident compensation.
• Advanced Life Protector (ALP) - additional sum assured/death benefit.

 

Illustration

At 25 years old, Arista agrees to join the Manulife Lifestyle Protector with a 5-year premium payment term, and coverage of IDR125,000,000. The chart below illustrates the benefits that she can enjoy.

 

How to Apply