Dental Insurance Plan

At a Glance

Easy claim

Coverage limit up to IDR10,000,000 per year.

International reach without limits

24/7 dental emergency coverage around the world.

Discounts

Discounts are given to registered customers in several providers of Inova Care network.

Features & Benefits

A fresh and healthy smile is a confidence boost for anyone. Through Dental Insurance Plan, make sure you get the best dental care possible. Get cash benefits up to IDR10,000,000 per year and coverage for dental damage preventive measures.

Benefits:

  • Up to IDR 10,000,000 coverage limit per year.

  • Up to 100% coverage for:

    • Actions to reduce pain, costs of dentist visits to treat any dental problems.

    • Preventive treatments, such as scaling and application of fluoride on teeth.

    • Panoramic X-rays.

  • Up to 80% coverage for:

    • Conservative treatments, such as permanent cavity filling, and dental sealants to treat carious teeth on children.

    • Tooth extraction and root canal treatment including x-rays and therapeutic pulpotomy.

The description of benefits listed on this page does not contain the full extent of Dental Plan Insurance. You are welcome to read the entire Policy Wording and Policy Schedule to find out the details of the benefits as well as the terms, conditions and the exclusions applied under this Policy.

Find the Summary of Product and Service Information here.

Product Simulation

Cania has agreed to buy the Dental Insurance Plan D, with a monthly premium of IDR187,000. The benefits which Cania will receive are as follows:

  • 100% coverage for visits to dentists and treatments that reduce dental pains if the dentist is a network member, or 70% if the dentist is not a network member;

  • 100% treatment benefit for prophylaxis/scaling and cleaning/fluoride application for a 1-time visit in a year if the dentist is a network member, or 70% if the dentist is not a network member;

  • 100% radiology benefit for a 1-time visit in a year if the dentist is a network member, or 70% if dentist is not a network member;

  • 80% amalgam treatment benefit for up to 3 teeth in one year if the dentist is a network member, or 50% if the dentist is not a network member;

  • 80% simple and complicated extraction benefit for 2 teeth in a year if the dentist is a network member, or 50% if dentist is not a network member;

  • 80% root canal treatment benefit limited to 1-time procedure in one year if the dentist is a network member, or a 50% if dentist is not a network member;

  • IDR10,000,000 coverage limit in one year.

List of Provider Inova Care here


Apply Now

Apply Now Our Telemarketing Sales Officer will contact you for more further information.

Fees

Fees

The premium paid by the Insured includes the fee of service/return services to Bank DBS Indonesia of 25% (including tax) in the framework of Dental Plan Insurance products marketing.

All fees charged to customers will refer to policy provisions including but not limited to commission costs for Bank DBS Indonesia.

Risks

Risks

The Insured is not entitled to the benefits of this policy if the risk that occurs is included in the policy exclusions, both in special exceptions and general exceptions. If the Insured provides incorrect or wrong information, then PT Chubb General Insurance Indonesia ("Chubb General") can reduce or decline the claims submitted. This obligation has been attached since Insured submits request for insurance closure up to period of coverage ends.

IMPORTANT NOTE

Dental Plan Insurance is an insurance product published by Chubb General. This product is not a savings product at Bank DBS Indonesia and therefore does not contain any obligations and is not guaranteed by Bank DBS Indonesia and is not included in the Government Insurance Program of Deposit Insurance Cooperation ("LPS").

Bank DBS Indonesia only acts as the party that distributes this product where the use of logos and/or other attributes in the brochure or marketing documents is only a form of cooperation between Bank DBS Indonesia and Chubb General so it cannot be interpreted that this product is a product of Bank DBS Indonesia.

PT Bank DBS Indonesia and PT Chubb General Insurance Indonesia are licensed and supervised by the Financial Services Authority (OJK).