Optimizing Fixed Deposit to get you covered

At A Glance

  • Overdraft facility as emergency funds
    Access your emergency funds without the disbursement of your Fixed Deposit
  • Flexible loan payments
    Enjoy the flexibility to make loan payments up to facility deadline
  • Low interest rates
    Pay the low interest only on the amount you use

Features & Benefits

  • Free monthly administration fee, only pay the provision fee during facility application
  • Facility available up to 90% of the Fixed Deposit value
  • Receives proof of Fixed Deposit placement
  • Integrated monthly reports for easy account monitoring

Terms and Conditions

Please click here to find out terms and conditions that apply.

Risks

  • Deposits guaranteed by the Indonesia Deposit Insurance Corporation (LPS) are deposits with a maximum value of Rp2,000,000,000 (two billion rupiah) per Customer or with a maximum guarantee amount that applies at a later date, in accordance with LPS regulations.
  • If the Customer receives an effective deposit interest rate from the Bank that exceeds the maximum LPS guarantee interest rate from time to time or the Customer's total deposit exceeds the stipulated guarantee limit, the deposit will not be included in the LPS deposit guarantee program, in accordance with the applicable LPS regulations.

Fees

Any transaction fees incurred on this savings or current account are subject to the terms and conditions of rates and fees here.