In the current financial wave, retail bonds or government bonds are forms of investment in the rupiah currency that widely attract investors. Aside from the relatively higher coupon value compared to the interest rate of fixed deposits, retail bonds in Indonesia are considered low risk investment as they are guaranteed by law and issued directly by the Government of the Republic of Indonesia to fund the State Budget.
Investors who purchase retail bonds will get coupons as fixed income each month and receive the entire principal value of the investment at maturity. Retail bonds are only sold during a certain period, so it’s important to learn what types are available before you decide to start investing in retail bonds.
Types of Retail Bonds
Obligasi Negara Ritel (ORI)
Savings Bond Ritel (SBR)
Sukuk Tabungan (ST)
Sukuk Ritel (SR)
To start investing in retail bonds, you need a Single Investor Identification (SID) or investment ID number that confirms you are officially registered as a capital market investor. The registration process is easy, simply by opening the Bonds page on the digibank by DBS Application and filling in your personal data. After that, you just need to wait for the email confirming that the SID is active.
You can also easily purchase retail bond products online through the digibank by DBS Application, whenever and wherever you are. Find comprehensive information on each product on the app or discuss with us so you can make timely and confident decision to invest in retail bonds.
