Business Digital Account

No account monthly admin charges

Business Digital Account

No account monthly admin charges

At a Glance
Starting up a business? If you have low initial capital and transact mostly online, the Business Digital Account is ideal for getting you started. Click here to Apply.

Simple to maintain

No monthly admin charges, ever!

Simple to transact

Free digital tokens, eAlerts and access to DBS IDEAL to transact online and via mobile

Features & Benefits

Internet & mobile banking fee

Free access to IDEAL, our online banking platform

Low initial deposit

Start your business account with just IDR 10,000,000,- or USD 1000
*Effective 1 January 2023

Unlimited free digital tokens

Use your iOS and Android device to authenticate your transactions

Fall below fee IDR 100,000 or USD 10

10 FREE domestic transactions (SKN) on IDEAL per month (cashback);

If average balance minimum ≥ IDR 5,000,000,-/ USD 500 and minimum 5 transaction

Cheque book IDR 300,000,- each
What currencies are the Digital Business Account available in?

We offer the Digital Business Account in IDR and USD. If you require more currencies then we recommend our Multi-Currency Account. Please click here for more details.

How is the average daily balance for the month calculated, and when will the fall-below fee be deducted from my account?

Your end-of-day credit balance is tracked throughout the month. These balances are then added together and divided by the number of days in the month in order to determine your average daily balance. If your average daily balance falls below the minimum balance, then a fall-below fee will be deducted at the beginning of the following month.

How long will it take to open an account?

1 to 3 working days after all documents are submitted to us.

When will I receive the cashback for the SKN transactions on IDEAL?

At the end of the month, we will count the number of SKN transactions in your account. We will credit the fees for the transactions refer to promotion terms to your account on the following month