digibank Credit Card Rates and Fees

 

Rates and Fees

Annual Fee

Description

Fees and Charges

Annual Fee

Principal Card

Supplementary Card

digibank Visa Travel Signature Credit Card

Rp1.000.000

Rp500.000

digibank Visa Travel Platinum Credit Card

Rp750.000

Rp450.000

digibank Live Fresh Visa Credit Card

Rp400.000

Rp150.000

digibank Black Visa/Mastercard Credit Card

Rp700.000

Rp400.000

digibank Mastercard Black Credit Card

Rp3.500.000

Rp1.500.000



Other Credit Card Fees

Other Credit Card Fees

Fee

Retail transaction interest (according to the interest below) for all digibank Credit Cards

1,75% per month

Cash advance interest (according to the interest below) for all digibank Credit Cards

1,75% per month

Minimum payment

According to the number stated in your billing statement or Rp25,000, whichever is bigger

Credit card late payment fee  for all digibank Credit Cards

1% from total bill or max Rp100,000

digibank Visa Travel Signature Credit Card overlimit fee

5% from overlimit or min. Rp250,000

digibank Visa Travel Platinum Credit Card overlimit fee

5% from overlimit or min. Rp150,000

digibank Live Fresh Visa Credit card overlimit fee

5% from overlimit or min. Rp125,000

digibank Visa Travel Signature Credit Card Cash Advance fee

6% from total cash advance or min. Rp150,000

digibank Visa Travel Platinum Credit Card Cash Advance fee

6% from total cash advance or min. Rp100,000

digibank Live Fresh Visa Credit Card Cash Advance fee

6% from total cash advance or min. Rp75,000

Re-printing of e-Statement

Rp10,000 per monthly billing statement

Monthly printed billing statement fee

Rp25,000 per month

Sales slip/cash advance slip

Rp30.000 per slip

Replacement of lost/broken/stolen credit card

Rp50.000 per credit card

Cheque or direct debit cancellation fee

Rp50.000

Spending By Installment (SBI) Administration Fee

Rp15.000

Loan On Card (LOC) Administration Fee

Rp50.000

SBI - Balance Conversion Administration Fee

Rp50.000

Installment cancelation fee

5% of remaining loan/installment or minimum Rp200.000

Cash transfer fee

Rp15.000

digibank Reward Points / Mileage redemption fee to Airline Miles (via DBSI Customer Centre)

Rp50.000

digibank Reward Points / Mileage redemption fee to Voucher / e-Voucher (via DBSI Customer Centre)

Rp20.000

Credit balance transfer handling fee

Rp15.000

Notification Fee

Rp5.000

 



Payment Fee

Stamp Duty Fee upon credit card payment

Payment Fee

Stamp Duty Fee

≤Rp 5.000.000

Rp0

>Rp 5.000.000

Rp 10.000



payment fees

Channel

Biaya

ATM DBSI

Free

Direct Debit

Free

Aplikasi digibank by DBS

Free

Kasir DBSI*

Rp75.000

Jaringan ATM melalui menu Transfer** (Bersama, Alto, Prima)

Rp5.000

Transfer/Kliring

According to the policies of each bank

Bank Partner via Menu Payment and Menu Transfer**

Rp12.500

Rejection Fee - Direct Debit***

Rp50.000

*) Paid directly to Cashier / Teller DBSI
**) Added to the Billing Statement for the Following Month. itambahkan pada Lembar Tagihan Bulan Selanjutnya.

Notes:

  • Payment through any ATM with ATM Bersama, Prima, or ALTO network logo using inter-bank fund transfer menu will be received in same business day if executed before 18:00 WIB.
  • Payment through other Bank, except by ATM using fund-transfer menu will require maximum of 2 business days for processing time.
  • Payment through digibank by DBS Apps. will be received in same business day if executed before 18:00 WIB.Ensure your payment is received by DBS on the due date.
  • Payment through teller branches in Indonesia will be charged during payment and payment fee through other bank will be determined by related Bank.
  • Payment can be made in full based on total billing, or at least in minimum payment as per stated on the billing statement. If the bill is not paid at least the same as the minimum payment amount stated on the billing statement by the due date, your digibank Credit Card will temporarily be blocked starting D+1 from the due date. If there is no payment in three consecutive months, your digibank Credit Cards will automatically be blocked permanently.
  • If payment is made after the card blocked temporary, you can use your Digibank Credit Card again on D+1 after the payment is received by the Bank.

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