digibank Credit Card Rates and Fees

 

Rates and Fees

Annual Fee

Description

Fees and Charges

Annual Fee*

Principal Card

Supplementary Card

digibank Live Fresh Visa / Mastercard Credit Card

IDR400.000

IDR150.000

digibank Black Visa Platinum/Mastercard World Credit Card

IDR700.000

IDR400.000

digibank Visa Travel Platinum Credit Card

IDR750.000

IDR450.000

digibank Visa Travel Signature Credit Card

IDR1.000.000

IDR500.000

digibank Mastercard Black Credit Card

IDR3.500.000

IDR1.500.000

digibank Visa Infinite Credit Card

IDR8.000.000

IDR5.000.000

*Free annual fee for the first one year by making transaction with no minimum spending through the first 60 (sixty) days since your card is approved. Eligible only for digibank Live Fresh Visa / Mastercard, digibank Visa Travel Siganture and Platinum, and digibank Black Mastercard World new credit cardholders

*Free annual fee by exchanging digibank Rewards Point/Mileage, more information click here.

 

Other Credit Card Fees

Other Credit Card Fees

Fee

Retail transaction interest (according to the interest below) for all digibank Credit Cards

1,75% per month

Cash advance interest (according to the interest below) for all digibank Credit Cards

1,75% per month

Minimum payment

According to the number stated in your billing statement or min. IDR25,000

Credit card late payment fee  for all digibank Credit Cards

1% from total bill or max. IDR100,000*

*Applicable until 31 December 2022

digibank Visa Travel Signature Credit Card overlimit fee

5% from overlimit or min. IDR250,000

digibank Visa Travel Platinum Credit Card overlimit fee

5% from overlimit or min. IDR150,000

digibank Live Fresh Visa / Mastercard Credit card overlimit fee

5% from overlimit or min. IDR125,000

digibank Black Visa Platinum / Mastercard world Credit card overlimit fee

5% from overlimit or min. IDR150,000

digibank Visa Travel Signature Credit Card Cash Advance fee

6% from total cash advance or min. IDR150,000

digibank Visa Travel Platinum Credit Card Cash Advance fee

6% from total cash advance or min. IDR100,000

digibank Live Fresh Visa / Mastercard Credit Card Cash Advance fee

6% from total cash advance or min. IDR75,000

digibank Black Visa Platinum / Mastercard world Credit Card Cash Advance fee

6% from total cash advance or min. IDR100,000

Re-printing of e-Statement

IDR10,000 per monthly billing statement

Monthly printed billing statement fee

IDR25,000 per month

Sales slip/cash advance slip

IDR30.000 per slip

Replacement of lost/broken/stolen credit card

IDR50.000 per credit card

Cheque or direct debit cancellation fee

IDR50.000

Spending By Installment (SBI) Administration Fee

IDR15.000

Loan On Card (LOC) Administration Fee

IDR50.000

SBI - Balance Conversion Administration Fee

IDR50.000

Installment cancelation fee

5% of remaining loan/installment or minimum IDR200.000

Cash transfer fee

IDR15.000

digibank Reward Points / Mileage redemption fee to Airline Miles (via DBSI Customer Centre)

IDR50.000

digibank Reward Points / Mileage redemption fee to Voucher / e-Voucher (via DBSI Customer Centre)

IDR20.000

Credit balance transfer handling fee

IDR15.000

Notification Fee

IDR5.000

 



Payment Fee

Stamp Duty Fee upon credit card payment

Payment Fee

Stamp Duty Fee

≤Rp 5.000.000

IDR0

>Rp 5.000.000

IDR10.000



Payment Fees

Channel

Biaya

ATM DBSI

Free

Direct Debit

Free

Aplikasi digibank by DBS

Free

ATM network via Transfer menu* (Bersama, Alto, Prima)

IDR5.000

Transfer/Kliring

According to the policies of each bank

Bank Partner via Menu Payment and Menu Transfer*

IDR12.500

Rejection Fee - Direct Debit*

IDR50.000

*) Added to the Billing Statement for the Following Month.

Notes:

  • Payment through any ATM with ATM Bersama, Prima, or ALTO network logo using inter-bank fund transfer menu will be received in same business day if executed before 18:00 WIB.
  • Payment through other Bank, except by ATM using fund-transfer menu will require maximum of 2 business days for processing time.
  • Payment through digibank by DBS Apps. will be received in same business day if executed before 18:00 WIB.Ensure your payment is received by DBS on the due date.
  • Payment can be made in full based on total billing, or at least in minimum payment as per stated on the billing statement. If the bill is not paid at least the same as the minimum payment amount stated on the billing statement by the due date, your digibank Credit Card will temporarily be blocked starting D+1 from the due date. If there is no payment in three consecutive months, your digibank Credit Cards will automatically be blocked permanently.
  • If payment is made after the card blocked temporary, you can use your Digibank Credit Card again on D+1 after the payment is received by the Bank.
  • Payment Fees through other banks will be determined by the bank concerned.

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