Rates and Fees

Annual Fee

Description	Fees and Charges
Annual Fee*	Principal Card	Supplementary Card
digibank Live Fresh Visa / Mastercard Credit Card	IDR400.000	IDR150.000
digibank Black Visa Platinum/Mastercard World Credit Card	IDR700.000	IDR400.000
digibank Visa Travel Platinum Credit Card	IDR750.000	IDR450.000
digibank Visa Travel Signature Credit Card	IDR1.000.000	IDR500.000
digibank Mastercard Black Credit Card	IDR3.500.000	IDR1.500.000
digibank Visa Infinite Credit Card	IDR8.000.000	IDR5.000.000

*Free annual fee for the first one year by making transaction with no minimum spending through the first 60 (sixty) days since your card is approved. Eligible only for digibank Live Fresh Visa / Mastercard, digibank Visa Travel Siganture and Platinum, and digibank Black Mastercard World new credit cardholders

*Free annual fee by exchanging digibank Rewards Point/Mileage, more information click here.

Other Credit Card Fees

Other Credit Card Fees	Fee
Retail transaction interest (according to the interest below) for all digibank Credit Cards	1,75% per month
Cash advance interest (according to the interest below) for all digibank Credit Cards	1,75% per month
Minimum payment	5% from the total value of billing amount or min IDR25,000* *(Valid until 30 June 2023)
Credit card late payment fee for all digibank Credit Cards	1% from total bill or max. IDR100,000* *Applicable until 30 June 2023
digibank Live Fresh Visa / Mastercard Credit Card overlimit fee	5% from overlimit or min. IDR125,000
digibank Black Visa Platinum / Mastercard world Credit card overlimit fee	5% from overlimit or min. IDR150,000
digibank Visa Travel Platinum Credit card overlimit fee	5% from overlimit or min. IDR150,000
digibank Visa Travel Signature Credit card overlimit fee	5% from overlimit or min. IDR250,000
digibank Visa Infinite and digibank Mastercard Black Credit Card overlimit fee	5% from overlimit or min. IDR250,000
digibank Live Fresh Visa / Mastercard Credit Card Cash Advance fee	6% from total cash advance or min. IDR75,000
digibank Black Visa Platinum / Mastercard world Credit Card Cash Advance fee	6% from total cash advance or min. IDR100,000
digibank Visa Travel Platinum Credit Card Cash Advance fee	6% from total cash advance or min. IDR100,000
digibank Visa Travel Signature Credit Card Cash Advance fee	6% from total cash advance or min. IDR150,000
digibank Visa Infinite and digibank Mastercard Black Credit Card Cash Advance fee	6% from total cash advance or min. IDR150,000
Re-printing of e-Statement	IDR10,000 per monthly billing statement
Monthly printed billing statement fee	IDR25,000 per month
Sales slip/cash advance slip	IDR30.000 per slip
Replacement of lost/broken/stolen credit card	IDR50.000 per credit card
Cheque or direct debit cancellation fee	IDR50.000
Spending By Installment (SBI) Administration Fee	IDR15.000
Loan On Card (LOC) Administration Fee	IDR50.000
SBI - Balance Conversion Administration Fee	IDR50.000
Installment cancelation fee	5% of remaining loan/installment or minimum IDR200.000
digibank Reward Points / Mileage redemption fee to Airline Miles (via DBSI Customer Centre)	IDR50.000
digibank Reward Points / Mileage redemption fee to Voucher / e-Voucher (via DBSI Customer Centre)	IDR20.000
Credit balance transfer handling fee	IDR15.000
Notification Fee	IDR5.000

Payment Fee

Stamp Duty Fee upon credit card payment
Payment Fee	Stamp Duty Fee
≤Rp 5.000.000	IDR0
>Rp 5.000.000	IDR10.000

Payment Fees

Channel	Biaya
ATM DBSI	Free
Direct Debit	Free
Aplikasi digibank by DBS	Free
BI-FAST Transfer Service	Free
ATM network via Transfer menu* (Bersama, Alto, Prima)	IDR5.000
Bank Partner via Menu Payment and Menu Transfer*	IDR12.500
Rejection Fee - Direct Debit*	IDR50.000

*) Added to the Billing Statement for the Following Month.

Notes:

Payment through following channel will be received in the same day:
- ATM Bank DBS Indonesia (“DBSI”) via payment menu.
- Any ATM with ATM Bersama, Prima, or ALTO network logo using inter-bank fund transfer menu or via electronic banking (mobile banking and internet banking) of other banks through transfer menu using BI-FAST transfer service.
Payment through digibank by DBS Application via payment menu will be received in the same day if executed before 18:00 WIB. Ensure your payment is received by DBSI on the due date.
Payment through other Bank (including via favorite e-Commerce), except by ATM using fund-transfer menu, will require maximum of 2 business days for processing time. Ensure your payment is received by DBSI on the due date.
Payment can be made in full based on total billing, or at least in minimum payment as per stated on the billing statement. If the bill is not paid at least the same as the minimum payment amount stated on the billing statement by the due date, your digibank Credit Card will temporarily be blocked starting D+1 from the due date. If there is no payment in three consecutive months, your digibank Credit Cards will automatically be blocked permanently.
If payment is made after the card blocked temporary, you can use your Digibank Credit Card again on D+1 after the payment is received by the Bank.
Payment Fees through other banks will be determined by the bank concerned.

digibank Credit Card Rates and Fees

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