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digibank Credit Card Rates and Fees
digibank Credit Card payment details.
digibank Credit Card Rates and Fees
*) Added to the Billing Statement for the Following Month.
Rates and Fees
Annual Fee
| Description | Fees and Charges | |
| Annual Fee* | Principal Card | Supplementary Card |
| digibank Live Fresh Visa / Mastercard Credit Card | IDR400.000 | IDR150.000 |
| digibank Black Visa Platinum/Mastercard World Credit Card | IDR700.000 | IDR400.000 |
| digibank Visa Travel Platinum Credit Card | IDR750.000 | IDR450.000 |
| digibank Visa Travel Signature Credit Card | IDR1.000.000 | IDR500.000 |
| digibank Mastercard Black Credit Card | IDR3.500.000 | IDR1.500.000 |
| digibank Visa Infinite Credit Card | IDR8.000.000 | IDR5.000.000 |
*Free annual fee for the first one year by making transaction with no minimum spending through the first 60 (sixty) days since your card is approved. Eligible only for digibank Live Fresh Visa / Mastercard, digibank Visa Travel Siganture and Platinum, and digibank Black Mastercard World new credit cardholders
*Free annual fee by exchanging digibank Rewards Point/Mileage, more information click here.
Other Credit Card Fees
| Other Credit Card Fees | Fee |
| Retail transaction interest (according to the interest below) for all digibank Credit Cards | 1,75% per month |
| Cash advance interest (according to the interest below) for all digibank Credit Cards | 1,75% per month |
| Minimum payment | According to the number stated in your billing statement or min. IDR25,000 |
| Credit card late payment fee for all digibank Credit Cards | 1% from total bill or max. IDR100,000* *Applicable until 31 December 2022 |
| digibank Visa Travel Signature Credit Card overlimit fee | 5% from overlimit or min. IDR250,000 |
| digibank Visa Travel Platinum Credit Card overlimit fee | 5% from overlimit or min. IDR150,000 |
| digibank Live Fresh Visa / Mastercard Credit card overlimit fee | 5% from overlimit or min. IDR125,000 |
| digibank Black Visa Platinum / Mastercard world Credit card overlimit fee | 5% from overlimit or min. IDR150,000 |
| digibank Visa Travel Signature Credit Card Cash Advance fee | 6% from total cash advance or min. IDR150,000 |
| digibank Visa Travel Platinum Credit Card Cash Advance fee | 6% from total cash advance or min. IDR100,000 |
| digibank Live Fresh Visa / Mastercard Credit Card Cash Advance fee | 6% from total cash advance or min. IDR75,000 |
| digibank Black Visa Platinum / Mastercard world Credit Card Cash Advance fee | 6% from total cash advance or min. IDR100,000 |
| Re-printing of e-Statement | IDR10,000 per monthly billing statement |
| Monthly printed billing statement fee | IDR25,000 per month |
| Sales slip/cash advance slip | IDR30.000 per slip |
| Replacement of lost/broken/stolen credit card | IDR50.000 per credit card |
| Cheque or direct debit cancellation fee | IDR50.000 |
| Spending By Installment (SBI) Administration Fee | IDR15.000 |
| Loan On Card (LOC) Administration Fee | IDR50.000 |
| SBI - Balance Conversion Administration Fee | IDR50.000 |
| Installment cancelation fee | 5% of remaining loan/installment or minimum IDR200.000 |
| Cash transfer fee | IDR15.000 |
| digibank Reward Points / Mileage redemption fee to Airline Miles (via DBSI Customer Centre) | IDR50.000 |
| digibank Reward Points / Mileage redemption fee to Voucher / e-Voucher (via DBSI Customer Centre) | IDR20.000 |
| Credit balance transfer handling fee | IDR15.000 |
| Notification Fee | IDR5.000 |
Payment Fee
| Stamp Duty Fee upon credit card payment | |
| Payment Fee | Stamp Duty Fee |
| ≤Rp 5.000.000 | IDR0 |
| >Rp 5.000.000 | IDR10.000 |
Payment Fees
| Channel | Biaya |
| ATM DBSI | Free |
| Direct Debit | Free |
| Aplikasi digibank by DBS | Free |
| ATM network via Transfer menu* (Bersama, Alto, Prima) | IDR5.000 |
| Transfer/Kliring | According to the policies of each bank |
| Bank Partner via Menu Payment and Menu Transfer* | IDR12.500 |
| Rejection Fee - Direct Debit* | IDR50.000 |
Notes:
- Payment through any ATM with ATM Bersama, Prima, or ALTO network logo using inter-bank fund transfer menu will be received in same business day if executed before 18:00 WIB.
- Payment through other Bank, except by ATM using fund-transfer menu will require maximum of 2 business days for processing time.
- Payment through digibank by DBS Apps. will be received in same business day if executed before 18:00 WIB.Ensure your payment is received by DBS on the due date.
- Payment can be made in full based on total billing, or at least in minimum payment as per stated on the billing statement. If the bill is not paid at least the same as the minimum payment amount stated on the billing statement by the due date, your digibank Credit Card will temporarily be blocked starting D+1 from the due date. If there is no payment in three consecutive months, your digibank Credit Cards will automatically be blocked permanently.
- If payment is made after the card blocked temporary, you can use your Digibank Credit Card again on D+1 after the payment is received by the Bank.
- Payment Fees through other banks will be determined by the bank concerned.
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