digibank Credit Card Fees and Rates

Fees and Rates

Description

Fees and Charges

Annual Fee*

 Primary Card

Supplementary Card

digibank Live Fresh Visa / Mastercard Credit Card

IDR400.000

IDR150.000

digibank Black Visa Platinum/Mastercard World Credit Card

IDR700.000

IDR400.000

digibank Visa Travel Platinum Credit Card

IDR750.000

IDR450.000

digibank Visa Travel Signature Credit Card

IDR1.000.000

IDR500.000

digibank Mastercard Black Credit Card

IDR3.500.000

IDR1.500.000

digibank Visa Infinite Credit Card

IDR8.000.000

IDR5.000.000

*Free annual fee for the first one year by making transaction with no minimum spending through the first 60 (sixty) days since your card is approved. Eligible only for digibank Live Fresh Visa / Mastercard, digibank Visa Travel Siganture and Platinum, and digibank Black Mastercard World new credit cardholders

*Free annual fee by exchanging digibank Rewards Point/Mileage, more information click here.

 

Other Credit Card Rates

Other Credit Card Rates

Fees

Retail transaction interest (according to the interest below) for all digibank Credit Cards

1,75% per month
Cash withdrawal interest rates (in accordance with the interest rates below) apply to all digibank credit cards

1,75% per month

Minimum payment

5% from the total value of billing amount or min IDR25,000*

*Valid until December 31, 2023
Late payment fee applies to all digibank credit cards

1% from total bill or max. IDR100,000*

*Valid until December 31, 2023

digibank Live Fresh Visa / Mastercard Credit Card overlimit fee

5% from overlimit or min. IDR125,000

digibank Black Visa Platinum / Mastercard world Credit card overlimit fee

5% from overlimit or min. IDR150,000

digibank Visa Travel Platinum Credit card overlimit fee

5% from overlimit or min. IDR150,000

digibank Visa Travel Signature Credit card overlimit fee

5% from overlimit or min. IDR250,000

digibank Visa Infinite and digibank Mastercard Black Credit Card overlimit fee

 5% from overlimit or min. IDR250,000

digibank Live Fresh Visa / Mastercard Credit Card Cash Advance fee

6% from total cash advance or min. IDR75,000

digibank Black Visa Platinum / Mastercard world Credit Card Cash Advance fee

6% from total cash advance or min. IDR100,000

digibank Visa Travel Platinum Credit Card Cash Advance fee

6% from total cash advance or min. IDR100,000

digibank Visa Travel Signature Credit Card Cash Advance fee

6% from total cash advance or min. IDR150,000

digibank Visa Infinite and digibank Mastercard Black Credit Card Cash Advance fee

 6% from total cash advance or min. IDR150,000

Re-printing of e-Statement

IDR10,000 per monthly billing statement

Monthly printed billing statement fee

IDR25,000 per month

Sales slip/cash advance slip

IDR30.000 per slip

Replacement of lost/broken/stolen credit card

IDR50.000 per credit card

Cheque or direct debit cancellation fee

IDR50.000

Spending By Installment (SBI) Administration Fee

IDR15.000

Loan On Card (LOC) Administration Fee

IDR50.000

SBI - Balance Conversion Administration Fee

IDR50.000

Installment cancelation fee

5% of remaining loan/installment or minimum IDR200.000

digibank Reward Points / Mileage redemption fee to Airline Miles (via DBSI Customer Centre)

IDR50.000

digibank Reward Points / Mileage redemption fee to Voucher / e-Voucher (via DBSI Customer Centre)

IDR20.000

Credit balance transfer handling fee

IDR15.000

Notification Fee

Rp5.000*

 *) Effective December 14, 2023, notification fee adjusted to IDR7.500



Payment Fee

Stamp Duty Fee upon credit card payment

Payment Fee

Stamp Duty Fee

≤Rp 5.000.000

IDR0

>Rp 5.000.000

IDR10.000


Payment Fees

Channel

Biaya

ATM DBSI

Free

Direct Debit

Free

digibank by DBS App

Free

Transfer menu via other bank*

IDR5.000**

Payment menu via other bank*

IDR12.500

Rejection Fee - Direct Debit*

IDR50.000
*) Added to the Billing Statement for the Following Month.
**) For billing payment posted start from December 14, 2023 will be charged adjusted payment fees of IDR7,500


Notes:

  • Payment through 2 (two) following channel will be received in real time and reflected in your combined credit limit. Meanwhile, the payment history will be stated in “Riwayat Transaksi” page in digibank by DBS Application the following business day:

    • ATM Bank DBS Indonesia (“DBSI”) via payment menu.

    • Any ATM with ATM Bersama, Prima, or ALTO network logo using inter-bank fund transfer menu or via electronic banking (mobile banking and internet banking) of other banks through transfer menu and BI-FAST transfer service.

  • Payment through digibank by DBS Application via payment menu will be received in the same day if executed before 18:00 WIB. Ensure your payment is received by DBSI on the due date.
  • Payment through other Bank (including via favorite e-Commerce), except by ATM using fund-transfer menu, will require maximum of 2 business days for processing time. Ensure your payment is received by DBSI on the due date.
  • Payment can be made in full based on total billing, or at least in minimum payment as per stated on the billing statement. If the bill is not paid at least the same as the minimum payment amount stated on the billing statement by the due date, your digibank Credit Card will temporarily be blocked starting D+1 from the due date. If there is no payment in three consecutive months, your digibank Credit Cards will automatically be blocked permanently.
  • If payment is made after the card blocked temporary, you can use your Digibank Credit Card again on D+1 after the payment is received by the Bank.
  • Payment Fees through other banks will be determined by the bank concerned.

Topics

Cards