Rates and fees
Fees
| Fund Transfer | Real Time Online (RTOL), SKN dan RTGS from digibank App | (digibank balance 0 - IDR 999,999) RTOL fees: IDR3.000,- SKN fees: IDR3.000,- RTGS fees: IDR 20.000,- (digibank balance ≥ IDR 1,000,000) Free Digibank balance is calculated from daily average balance on all digibank products (savings, term deposits and e-SBN) in the month before |
| Real Time Online via ATM | IDR6,500 | |
| Cash withdrawal/ balance inquiry | Via ALTO/ ATM Bersama/ PRIMA/Visa/PLUS Network | (digibank saving balance 0 - IDR 999,999) Cash withdrawal fee: IDR7.500 Balance inquiry fee: IDR4.500 (digibank saving balance ≥ IDR 1,000,000) Free Digibank balance is calculated from daily average balance on all digibank products (savings, term deposits and e-SBN) in the month before Fees will be charged to digibank account on the following business day after transaction is posted |
| Debit Card transaction using EDC/ POS | Free | |
| Debit Card transaction in e-commerce | Free | |
| New Debit Card issuance | Free | |
Biller Existing
| Category | digibank menu | BILLER/MERCHANT | Normal Charge | |
| Pulsa Ponsel Prabayar | Isi Ulang | Telkomsel Pre Paid | IDR1.000,- | |
| PLN Prabayar | PLN | IDR2.750,- | ||
| Transportasi Online | GO-PAY | IDR2.000,- | ||
| Tagihan Ponsel | Pembayaran | Telkomsel Post Paid | IDR1.000,- | |
| Layanan Umum | Telkom PSTN | IDR1.050,- | ||
Bayar & Beli Billers
| Category | digibank menu | BILLER/MERCHANT | Charge until 31 Mei 2019 | Additional info |
| Sinema Card | Voucher | XXI-MTIX | IDR5.000,- | |
| Voucher Game | Steam | 0 | Price may vary according to voucher denomination | |
| iTunes US | 0 | |||
| Gemscool | 0 | Price may vary according to voucher denomination | ||
| MOGPlay | 0 | Price may vary according to voucher denomination | ||
| Garena | 0 | Price may vary according to voucher denomination | ||
| Mobile Payment | Payment | Telkomsel Post Paid | IDR1.000,- | |
| TV Kabel | Orange TV | 0 | ||
| MNC Play Media | 0 | |||
| Insurance | BPJS Kesehatan | ID2.500,- | ||
| Layanan Umum | PLN Taglis | ID2.750,-* | ||
| PLN Non Taglis | ID5.000,-* | |||
Limit
| Maximum per transaction | Maximum per transaction | Maximum per day | ||
| Intrabank Transfer via digibank App | Other customer's account | IDR 100.000.000 | ||
| Customer's account | No Limit | |||
| Intrabank Transfer via ATM | Other customer's account | IDR 50.000.000 | ||
| Customer's account | No Limit | |||
| Transfer to other bank's account via digibank App | Real Time Online | IDR 50.000.000 | IDR 100.000.000 | |
| SKN | IDR 200.000.000 | |||
| RTGS | IDR 100.000.001 | |||
| Transfer to other bank's account via ATM | Real Time Online | IDR 50.000.000 | ||
| Cash withdrawal | digibank Debit Card can be utilized in all ATMs with ATM Bersama, ALTO, PRIMA and VISA/PLUS logo | IDR 15,000,000 per day | ||
| digibank Debit Card transaction in EDC/ POS | IDR 25.000.000 | |||
| Total | ||||
| Maximum per day | ||||
| Total transaction on digibank by DBS App | IDR 500.000.000 | |||
Bill Payment and Top up
| Maximum per transaction | Total transaction per day | Maximum per day | ||
| Bill Payment | Ponsel Pascabayar, TV Berlangganan, Kartu Kredit, Utilitas, dll | IDR 50.000.000 | 20 | Follow the total transaction limit on digibank by DBS App |
| Voucher Top Up | Ponsel Prabayar, Listrik Prabayar, Uang Elektronik, dll | IDR 1.000.000 | 10 | Follow the total transaction limit on digibank by DBS App |
Fixed Deposit
| Tiering amount | Tenor | ||||
|---|---|---|---|---|---|
| Rp 1.000.000 - Rp 4.999.999 | 6.25% | 6.25% | 6.25% | 6.25% | 6.25% |
| IDR 5.000.000 - IDR 9.999.999 | 6.25% | 6.25% | 6.25% | 6.25% | 6.25% |
| IDR 10.000.000 - IDR 19.999.999 | 6.25% | 6.25% | 6.25% | 6.25% | 6.25% |
| IDR 20,000.000 - IDR 49.999.999 | 6.25% | 6.25% | 6.25% | 6.25% | 6.25% |
| IDR 50.000.000 - IDR 99.999.999 | 6.25% | 6.25% | 6.25% | 6.25% | 6.25% |
| IDR 100.000.000 - IDR 499.999.999 | 6.25% | 6.25% | 6.25% | 6.25% | 6.25% |
| IDR 500.000.000 - IDR 99.999.999.999.999 | 6.25% | 6.25% | 6.25% | 6.25% | 6.25% |
digibank Saving
| Product | Interest Rate |
| digibank saving interest rate | 0.50% p.a for balance 0 - IDR 99,999,999 1.00% p.a for balance ≥ IDR 100,000,000 |