Rates and fees

 
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Fees

 
Fund Transfer Real Time Online (RTOL), SKN dan RTGS from digibank App (digibank balance 0 - IDR 999,999)
RTOL fees: IDR3.000,-
SKN fees: IDR2.900,-
RTGS fees: IDR 20.000,-

(digibank balance ≥ IDR 1,000,000)
Free

Digibank balance is calculated from daily average balance on all digibank products (savings, term deposits and e-SBN) in the month before
Real Time Online via ATM IDR6,500
Cash withdrawal/ balance inquiry Via ALTO/ ATM Bersama/ PRIMA/Visa/PLUS Network Cash withdrawal* : Free for the first 5(five) transactions each mont, for next transaction Rp7.500,-

Balance inquiry : FREE
   
Debit Card transaction using EDC/ POS   Free
Debit Card transaction in e-commerce   Free
New Debit Card issuance   Rp50,000,- for second Debit Card replacement request onwards start from 6 April 2020

Effectively 13 July 2020

 

Biller Existing

 
Category digibank menu BILLER/MERCHANT

Normal Charge
until 31 Mei 2019
Pulsa Ponsel Prabayar Isi Ulang Telkomsel Pre Paid IDR1.000,-
PLN Prabayar PLN  IDR2.750,-
Transportasi Online GO-PAY IDR2.000,-
Tagihan Ponsel Pembayaran Telkomsel Post Paid IDR1.000,-
Layanan Umum Telkom PSTN IDR1.050,-
 

Bayar & Beli Billers

 
Category digibank menu BILLER/MERCHANT Charge 
until 31 Mei 2019		  Additional info
Sinema Card Voucher XXI-MTIX IDR5.000,-  
Voucher Game Steam 0  

Price may vary according to voucher denomination
iTunes US 0  
Gemscool 0  

Price may vary according to voucher denomination
MOGPlay 0  

Price may vary according to voucher denomination
Garena 0  

Price may vary according to voucher denomination
Mobile Payment Payment Telkomsel Post Paid IDR1.000,-  
TV Kabel Orange TV 0  
MNC Play Media 0  
Insurance BPJS Kesehatan ID2.500,-  
Layanan Umum PLN Taglis  ID2.750,-*  
PLN Non Taglis ID5.000,-*  
 

Limit

 
    Maximum per transaction Maximum per transaction Maximum per day
Intrabank Transfer via digibank App Other customer's account     IDR 100.000.000
Customer's account     No Limit
Intrabank Transfer via ATM Other customer's account     IDR 50.000.000
Customer's account     No Limit
Transfer to other bank's account via digibank App Real Time Online   IDR 50.000.000 IDR 100.000.000
SKN   IDR 200.000.000  
RTGS IDR 100.000.001    
Transfer to other bank's account via ATM Real Time Online     IDR 50.000.000
Cash withdrawal digibank Debit Card can be utilized in all ATMs with ATM Bersama, ALTO, PRIMA and VISA/PLUS logo     IDR 15,000,000 per day
digibank Debit Card transaction in EDC/ POS       IDR 25.000.000
Total
        Maximum per day
Total transaction on digibank by DBS App       IDR 500.000.000
 

Bill Payment and Top up

 
    Maximum per transaction Total transaction per day Maximum per day
Bill Payment Ponsel Pascabayar, TV Berlangganan, Kartu Kredit, Utilitas, dll IDR 50.000.000 20 Follow the total transaction limit on digibank by DBS App
Voucher Top Up Ponsel Prabayar, Listrik Prabayar, Uang Elektronik, dll IDR 1.000.000 10 Follow the total transaction limit on digibank by DBS App
 

Fixed Deposit

IDR 1.000.000 - IDR 4.999.999 4.00% 4.00% 4.00% 4.00% 4.00%
IDR 5.000.000 - IDR 9.999.999 4.00% 4.00% 4.00% 4.00% 4.00%
IDR 10.000.000 - IDR 19.999.999 4.75% 4.75% 4.75% 4.50% 4.50%
IDR 20,000.000 - IDR 49.999.999 5.25% 5.25% 5.25% 5.25% 5.25%
IDR 50.000.000 - IDR 99.999.999 5.25% 5.25% 5.25% 5.25% 5.25%
IDR 100.000.000 - IDR 399.999.999 5.00% 5.25% 5.25% 5.25% 5.25%
IDR 400.000.000 - IDR 499.999.999 5.00% 5.25% 5.25% 5.25% 5.25%
IDR >= 500.000.000  4.45% 4.65% 4.65% 4.65% 4.65%
 

digibank Saving

 
Product Interest Rate
digibank saving interest rate 0.50% p.a for balance 0 - IDR 99,999,999

1.00% p.a for balance ≥ IDR 100,000,000