Rates and fees
Fees
| Fund Transfer | Real Time Online (RTOL), SKN dan RTGS from digibank App | (digibank balance 0 - IDR 999,999) RTOL fees: IDR5.000,- SKN fees: IDR2.900,- RTGS fees: IDR 20.000,- (digibank balance ≥ IDR 1,000,000) Free Digibank balance is calculated from daily average balance on all digibank products (savings, term deposits, maxi saver and e-SBN) in the month before |
| Real Time Online via ATM | IDR6,500 | |
| Cash withdrawal/ balance inquiry | Via ALTO/ ATM Bersama/ PRIMA/Visa/PLUS Network | Cash Withdrawal Fees: FREE for the first 5 (five) transactions each month and IDR 7.500,- for every transaction afterwards Balance inquiry : IDR 4.000,- |
| Via ATM DBS | Free | |
| Debit Card transaction using EDC/ POS | Free | |
| Debit Card transaction in e-commerce | Free | |
| New Debit Card issuance | Rp50,000,- for second Debit Card replacement request onwards start from 6 April 2020 | |
Biller Existing
| Category | digibank menu | BILLER/MERCHANT | Normal Charge | |
| Pulsa Ponsel Prabayar | Isi Ulang | Telkomsel Pre Paid | IDR1,000,- | |
| PLN Prabayar | PLN | IDR2,750,- | ||
| Transportasi Online | GO-PAY | IDR2,000,- | ||
| Tagihan Ponsel | Pembayaran | Telkomsel Post Paid | IDR1,000,- | |
| Layanan Umum | Telkom PSTN | IDR1,050,- | ||
Bayar & Beli Billers
| Category | digibank menu | BILLER/MERCHANT | Charge until 31 Mei 2019 | Additional info |
| Sinema Card | Voucher | XXI-MTIX | IDR5,000,- | |
| Voucher Game | Steam | 0 | Price may vary according to voucher denomination | |
| iTunes US | 0 | |||
| Gemscool | 0 | Price may vary according to voucher denomination | ||
| MOGPlay | 0 | Price may vary according to voucher denomination | ||
| Garena | 0 | Price may vary according to voucher denomination | ||
| Mobile Payment | Payment | Telkomsel Post Paid | IDR1,000,- | |
| TV Kabel | Orange TV | 0 | ||
| MNC Play Media | 0 | |||
| Insurance | BPJS Kesehatan | ID2,500,- | ||
| Layanan Umum | PLN Taglis | ID2,750,-* | ||
| PLN Non Taglis | ID5,000,-* | |||
Limit
| Minimum per transaction | Maximum per transaction | Maximum per day | ||
| Transfer to DBS Account via digibank App | Other Customer’s DBS account | IDR 1 | IDR 100,000,000 | IDR 500,000,000 |
| Customer’s Own DBS Account | IDR 1 | No Limit | No Limit | |
| Transfer to DBS Account via ATM | Other Customer’s DBS account | IDR 50,000,000 | ||
| Customer’s Own DBS Account | No Limit | |||
| Transfer to other bank's account via digibank App | Real Time Online | IDR 10,000 | IDR 50,000,000 | IDR 100,000,000 |
| SKN | IDR 10,000 | IDR 200,000,000 | IDR 500,000,000 | |
| RTGS | IDR 100,000,001 | IDR 200,000,000 | IDR 500,000,000 | |
| Transfer to other bank's account via ATM | Real Time Online | IDR 50,000,000 | ||
| Cash withdrawal | digibank Debit Card can be utilized in all ATMs with ATM Bersama, ALTO, PRIMA and VISA/PLUS logo | IDR 15,000,000 | ||
| digibank Debit Card transaction in EDC/ POS | IDR 25,000,000 | |||
| Debit Card transaction in e-commerce/Online Shopping Transaction | IDR 25,000,000 | |||
| Total | ||||
| Maximum per day | ||||
| Total transaction on digibank by DBS App | IDR 500,000,000 | |||
Bill Payment and Top up
| Maximum per transaction | Total transaction per day | Maximum per day | ||
| Bill Payment | Ponsel Pascabayar, TV Berlangganan, Kartu Kredit, Utilitas, dll | IDR 50,000,000 | 20 | Follow the total transaction limit on digibank by DBS App |
| Voucher Top Up | Ponsel Prabayar, Listrik Prabayar, Uang Elektronik, dll | IDR 1,000,000 | 10 | Follow the total transaction limit on digibank by DBS App |
Fixed Deposit
| Tiering Amount | Tenor | ||||
|---|---|---|---|---|---|
| IDR 1.000.000 -< IDR 4.999.999 | 3.50% | 3.75% | 4.00% | 4.00% | 4.00% |
| IDR 5.000.000 -< IDR 9.999.999 | 3.50% | 3.75% | 4.00% | 4.00% | 4.00% |
| IDR 10.000.000 -< IDR 19.999.999 | 3.75% | 4.00% | 4.00% | 4.00% | 4.00% |
| IDR 20,000.000 -< IDR 49.999.999 | 3.75% | 4.00% | 4.00% | 4.00% | 4.00% |
| IDR 50.000.000 -< IDR 99.999.999 | 4.00% | 4.25% | 4.25% | 4.00% | 4.00% |
| IDR 100.000.000 -< IDR 249.999.999 | 4.00% | 4.25% | 4.25% | 4.00% | 4.00% |
| IDR 250.000.000 -< IDR 399.999.999 | 4.25% | 4.25% | 4.25% | 4.00% | 4.00% |
| IDR 400.000.000 -< IDR 499.999.999 | 4.25% | 4.25% | 4.25% | 4.00% | 4.00% |
| IDR 500.000.000 -< IDR 99.999.999.999.999 | 4.25% | 4.25% | 4.25% | 4.00% | 4.00% |
| Deposit | ||||||
| CCY |
| Interest Rate | ||||
| Tiering Amount (parameterized) | 1M | 3M | 6M | 9M | 12M | |
| USD | 100 - < 5,000 | 0.30% | 0.40% | 0.40% | 0.40% | 0.40% |
| USD | 5,000 - < 10,000 | 0.40% | 0.50% | 0.50% | 0.50% | 0.50% |
| USD | 10,000 - < 20,000 | 0.40% | 0.50% | 0.50% | 0.50% | 0.50% |
| USD | 20,000 - < 50,000 | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% |
| USD | 50,000 - < 100,000 | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% |
| USD | ≥ 100,000 | 0.50% | 0.55% | 0.55% | 0.55% | 0.60% |
| SGD | 100 - < 5,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| SGD | 5,000 - < 10,000 | 0.05% | 0.10% | 0.10% | 0.15% | 0.15% |
| SGD | 10,000 - < 20,000 | 0.05% | 0.10% | 0.10% | 0.15% | 0.15% |
| SGD | 20,000 - < 50,000 | 0.05% | 0.10% | 0.10% | 0.15% | 0.15% |
| SGD | 50,000 - < 100,000 | 0.05% | 0.10% | 0.15% | 0.15% | 0.15% |
| SGD | ≥ 100,000 | 0.05% | 0.10% | 0.15% | 0.15% | 0.20% |
| JPY | 10,000 - < 500,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| JPY | 500,000 - < 1,000,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| JPY | 1,000,000 - < 2,000,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| JPY | 2,000,000 - < 5,000,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| JPY | 5,000,000 - < 10,000,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| JPY | ≥ 10,000,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| AUD | 100 - < 5,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| AUD | 5,000 - < 10,000 | 0.00% | 0.00% | 0.00% | 0.05% | 0.05% |
| AUD | 10,000 - < 20,000 | 0.00% | 0.00% | 0.00% | 0.05% | 0.05% |
| AUD | 20,000 - < 50,000 | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% |
| AUD | 50,000 - < 100,000 | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% |
| AUD | ≥ 100,000 | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% |
| NZD | 100 - < 5,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| NZD | 5,000 - < 10,000 | 0.00% | 0.00% | 0.00% | 0.05% | 0.05% |
| NZD | 10,000 - < 20,000 | 0.00% | 0.00% | 0.00% | 0.05% | 0.05% |
| NZD | 20,000 - < 50,000 | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% |
| NZD | 50,000 - < 100,000 | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% |
| NZD | ≥ 100,000 | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% |
| GBP | 100 - < 5,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| GBP | 5,000 - < 10,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| GBP | 10,000 - < 20,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| GBP | 20,000 - < 50,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| GBP | 50,000 - < 100,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| GBP | ≥ 100,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| EUR | 100 - < 5,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| EUR | 5,000 - < 10,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| EUR | 10,000 - < 20,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| EUR | 20,000 - < 50,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| EUR | 50,000 - < 100,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| EUR | ≥ 100,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| CHF | 100 - < 5,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| CHF | 5,000 - < 10,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| CHF | 10,000 - < 20,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| CHF | 20,000 - < 50,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| CHF | 50,000 - < 100,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| CHF | ≥ 100,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| CNH | 1000 - < 50,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| CNH | 50,000 - < 100,000 | 0.10% | 0.50% | 0.50% | 0.50% | 0.60% |
| CNH | 100,000 - < 200,000 | 0.10% | 0.50% | 0.50% | 0.50% | 0.60% |
| CNH | 200,000 - < 500,000 | 0.20% | 0.60% | 0.60% | 0.60% | 0.70% |
| CNH | 500,000 - < 1,000,000 | 0.20% | 0.60% | 0.60% | 0.60% | 0.70% |
| CNH | ≥ 1,000,000 | 0.20% | 0.60% | 0.60% | 0.60% | 0.70% |
| CAD | 100 - < 5,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| CAD | 5,000 - < 10,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| CAD | 10,000 - < 20,000 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| CAD | 20,000 - < 50,000 | 0.00% | 0.00% | 0.05% | 0.05% | 0.05% |
| CAD | 50,000 - < 100,000 | 0.00% | 0.00% | 0.05% | 0.05% | 0.10% |
| CAD | ≥ 100,000 | 0.00% | 0.00% | 0.05% | 0.05% | 0.10% |
| HKD | 1000 - < 50,000 | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% |
| HKD | 50,000 - < 100,000 | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% |
| HKD | 100,000 - < 200,000 | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% |
| HKD | 200,000 - < 500,000 | 0.10% | 0.10% | 0.15% | 0.15% | 0.15% |
| HKD | 500,000 - < 1,000,000 | 0.10% | 0.10% | 0.15% | 0.15% | 0.20% |
| HKD | ≥ 1,000,000 | 0.10% | 0.10% | 0.15% | 0.15% | 0.20% |
digibank Saving
| Product | Interest Rate |
| digibank saving interest rate | 0.50% p.a for balance 0 - IDR 99,999,999 1.00% p.a for balance ≥ IDR 100,000,000 |
