Refers to the following regulation:
in which it is stated that there is a stamp duty fee on the confirmation document of the Mutual Fund transaction. The stamp duty fee applies to the total accumulated value of Mutual Fund transactions above IDR10 million per day at all Mutual Fund Selling Agents (APERD).
The Customer as the Participation Unit Holder (“PUP”)/Investor to bear the stamp duty fee for this Mutual Fund transaction confirmation document. The application of stamp duty fees to the Customer will be implemented for Mutual Fund transactions starting on August 1, 2022 and the debiting of stamp duty fees will be carried out starting September 2022.
The calculation of the stamp duty fee is calculated proportionally by KSEI as the collector appointed by the Directorate General of Taxes based on the number of consolidated transactions of all APERDs carried out by the Mutual Fund PUP on a daily basis, a maximum of IDR10,000 per day.
The types of transactions subject to stamp duty include Subscription, Redemption, Switch-in, Switch-out, Reinvestment, Liquidation, Unit Adjustment and/or other types of transactions as determined by the Financial Services Authority (OJK).
Mutual Fund transaction confirmation documents must be sent to all Customers who make transactions without exception.
Refers to the following regulation:
in which it is stated that there is a stamp duty fee on the confirmation document of the Secondary Bond transaction of the value Bond transactions above IDR 10 million per day.
The Customer as the Investor to bear the stamp duty fee for this Bond transaction confirmation document. The application of stamp duty fees to the Customer will be implemented for Bond transactions starting on August 1, 2022 and the debiting of stamp duty fees will be carried out starting September 2022.
The types of transactions subject to stamp duty include Subscription and Redemption and/or other types of transactions at the Bond trading confirmation.
Secondary Bonds transaction confirmation documents must be sent to all Customers who make transactions without exception.
Fund Transfer | Real Time Online (RTOL), SKN dan RTGS from digibank App |
digibank balance 0 - IDR 4,999,999,-: digibank balance IDR 5,000,000 - IDR 49,999,999: Simulation: daily average balance BI's charge to Bank for SKN transactions:
BI's charge to Bank for RTGS transactions:
|
Real Time Online via ATM | IDR6,500 | |
BI-Fast from digibank app |
Free. BI's charge to Bank for BI-Fast transactions:
|
|
Cash withdrawal/ balance inquiry | Via ALTO/ ATM Bersama/ PRIMA/Visa/PLUS Network | Cash Withdrawal Fees:
|
Via ATM DBS | Free | |
Debit Card transaction using EDC/ POS | Free | |
Debit Card transaction in e-commerce | Free | |
New Debit Card issuance | Rp50,000,- for every Debit Card replacement request start from 1 February 2023 |
digibank menu |
Category |
Biller/Merchant |
Normal Charge |
Additional info |
Voucher |
Phone pre-paid |
Telkomsel Pre Paid |
Rp1.500,- |
|
XL Pre Paid |
Rp1.500,- |
|
||
Indosat |
Rp1.500,- |
|
||
Cinema |
XXI-MTIX |
Rp5.000,- |
|
|
E-money |
Mandiri e Money |
Rp1.500,- |
|
|
Electricity |
PLN Prepaid |
Rp2.750,- |
|
|
E-wallet |
GO-PAY |
Rp2.000,- |
|
|
OVO |
Rp1.500-, |
|||
Mobile Payment |
Telkomsel Post Paid |
Rp1.000,- |
|
|
Insurance |
BPJS Kesehatan |
Rp2.500,- |
|
|
Utilities |
PLN Taglis |
Rp2.750,- |
|
|
PLN Non Taglis |
Rp5.000,- |
|
||
Telkom PSTN |
Rp1.050,- |
|
Minimum per transaction | Maximum per transaction | Maximum per day | ||
Transfer to DBS Account via digibank App | Other Customer’s DBS account | IDR 1 | IDR 250,000,000 | IDR 1.000,000,000 |
Customer’s Own DBS Account | IDR 1 | No Limit | No Limit | |
Transfer to DBS Account via ATM | Other Customer’s DBS account | IDR 50,000,000 | ||
Customer’s Own DBS Account | No Limit | |||
Transfer to other bank's account via digibank App | Real Time Online | IDR 10,000 | IDR 50,000,000 | IDR 250,000,000 |
BI-FAST | IDR 10.000 | IDR 250.000.000 | IDR 250.000.000 | |
SKN | IDR 10,000 | IDR 250,000,000 | IDR 1.000,000,000 | |
RTGS | IDR 100,000,001 | IDR 250,000,000 | IDR 1.000,000,000 | |
Transfer to other bank's account via ATM | Real Time Online | IDR 50,000,000 | ||
Cash withdrawal | digibank Debit Card can be utilized in all ATMs with ATM Bersama, ALTO, PRIMA and VISA/PLUS logo | IDR 15.000.000 per day | ||
digibank Debit Card transaction in EDC/ POS | IDR 25,000,000 | |||
Debit Card transaction in e-commerce/Online Shopping Transaction | IDR 25,000,000 | |||
Total | ||||
Maximum per day | ||||
Total transaction on digibank by DBS App | IDR 1.000,000,000 |
Maximum per transaction | Total transaction per day | Maximum per day | ||
Bill Payment | Ponsel Pascabayar, TV Berlangganan, Kartu Kredit, Utilitas, dll | IDR 50,000,000 | 20 | Follow the total transaction limit on digibank by DBS App |
Voucher Top Up | Ponsel Prabayar, Listrik Prabayar, Uang Elektronik, dll | IDR 1,000,000 | 10 | Follow the total transaction limit on digibank by DBS App |
Tiering Amount | Tenor | ||||
---|---|---|---|---|---|
1 month | 3 month | 6 month | 9 month | 12 month | |
IDR 1.000.000 -< IDR 4.999.999 | 4.50% | 4.50% | 4.75% | 5.00% | 5.00% |
IDR 5.000.000 -< IDR 9.999.999 | 4.50% | 4.50% | 4.75% | 5.00% | 5.00% |
IDR 10.000.000 -< IDR 19.999.999 | 4.50% | 4.50% | 4.75% | 5.00% | 5.00% |
IDR 20,000.000 -< IDR 49.999.999 | 4.50% | 4.50% | 4.75% | 5.00% | 5.00% |
IDR 50.000.000 -< IDR 99.999.999 | 4.50% | 4.75% | 5.00% | 5.00% | 5.00% |
IDR 100.000.000 -< IDR 249.999.999 | 4.50% | 4.75% | 5.00% | 5.00% | 5.00% |
IDR 250.000.000 -< IDR 399.999.999 | 4.50% | 4.75% | 5.00% | 5.00% | 5.00% |
IDR 400.000.000 -< IDR 499.999.999 | 4.50% | 4.75% | 5.00% | 5.00% | 5.00% |
IDR 500.000.000 -< IDR 99.999.999.999.999 | 4.50% | 4.75% | 5.00% | 5.00% | 5.00% |
Deposit |
||||||
CCY |
|
Interest Rate |
||||
Tiering Amount (parameterized) |
1M |
3M |
6M |
9M |
12M |
|
USD |
100 - < 5,000 |
0.75% |
0.75% |
0.75% |
0.75% |
0.75% |
USD |
5,000 - < 10,000 |
0.75% |
0.75% |
0.75% |
0.75% |
0.75% |
USD |
10,000 - < 20,000 |
0.75% |
0.75% |
0.75% |
0.75% |
0.75% |
USD |
20,000 - < 50,000 |
0.75% |
0.75% |
0.75% |
0.75% |
0.75% |
USD |
50,000 - < 100,000 |
0.75% |
0.75% |
0.75% |
0.75% |
0.75% |
USD |
≥ 100,000 |
0.75% |
0.75% |
0.75% |
0.75% |
0.75% |
SGD |
100 - < 5,000 |
0.75% |
0.75% |
0.75% |
0.75% |
0.75% |
SGD |
5,000 - < 10,000 |
0.75% |
0.75% |
0.75% |
0.75% |
0.75% |
SGD |
10,000 - < 20,000 |
0.75% |
0.75% |
0.75% |
0.75% |
0.75% |
SGD |
20,000 - < 50,000 |
0.75% |
0.75% |
0.75% |
0.75% |
0.75% |
SGD |
50,000 - < 100,000 |
0.75% |
0.75% |
0.75% |
0.75% |
0.75% |
SGD |
≥ 100,000 |
0.75% |
0.75% |
0.75% |
0.75% |
0.75% |
JPY |
10,000 - < 500,000 |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
JPY |
500,000 - < 1,000,000 |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
JPY |
1,000,000 - < 2,000,000 |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
JPY |
2,000,000 - < 5,000,000 |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
JPY |
5,000,000 - < 10,000,000 |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
JPY |
≥ 10,000,000 |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
AUD |
100 - < 5,000 |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
AUD |
5,000 - < 10,000 |
0.00% |
0.00% |
0.00% |
0.05% |
0.05% |
AUD |
10,000 - < 20,000 |
0.00% |
0.00% |
0.00% |
0.05% |
0.05% |
AUD |
20,000 - < 50,000 |
0.05% |
0.05% |
0.05% |
0.05% |
0.05% |
AUD |
50,000 - < 100,000 |
0.05% |
0.05% |
0.05% |
0.05% |
0.05% |
AUD |
≥ 100,000 |
0.10% |
0.10% |
0.10% |
0.10% |
0.10% |
NZD |
100 - < 5,000 |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
NZD |
5,000 - < 10,000 |
0.00% |
0.00% |
0.00% |
0.05% |
0.05% |
NZD |
10,000 - < 20,000 |
0.00% |
0.00% |
0.00% |
0.05% |
0.05% |
NZD |
20,000 - < 50,000 |
0.05% |
0.05% |
0.05% |
0.05% |
0.05% |
NZD |
50,000 - < 100,000 |
0.05% |
0.05% |
0.05% |
0.05% |
0.05% |
NZD |
≥ 100,000 |
0.10% |
0.10% |
0.10% |
0.10% |
0.10% |
GBP |
100 - < 5,000 |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
GBP |
5,000 - < 10,000 |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
GBP |
10,000 - < 20,000 |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
GBP |
20,000 - < 50,000 |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
GBP |
50,000 - < 100,000 |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
GBP |
≥ 100,000 |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
EUR |
100 - < 5,000 |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
EUR |
5,000 - < 10,000 |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
EUR |
10,000 - < 20,000 |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
EUR |
20,000 - < 50,000 |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
EUR |
50,000 - < 100,000 |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
EUR |
≥ 100,000 |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
CHF |
100 - < 5,000 |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
CHF |
5,000 - < 10,000 |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
CHF |
10,000 - < 20,000 |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
CHF |
20,000 - < 50,000 |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
CHF |
50,000 - < 100,000 |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
CHF |
≥ 100,000 |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
CNH |
1000 - < 50,000 |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
CNH |
50,000 - < 100,000 |
0.10% |
0.50% |
0.50% |
0.50% |
0.60% |
CNH |
100,000 - < 200,000 |
0.10% |
0.50% |
0.50% |
0.50% |
0.60% |
CNH |
200,000 - < 500,000 |
0.20% |
0.60% |
0.60% |
0.60% |
0.70% |
CNH |
500,000 - < 1,000,000 |
0.20% |
0.60% |
0.60% |
0.60% |
0.70% |
CNH |
≥ 1,000,000 |
0.20% |
0.60% |
0.60% |
0.60% |
0.70% |
CAD |
100 - < 5,000 |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
CAD |
5,000 - < 10,000 |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
CAD |
10,000 - < 20,000 |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
CAD |
20,000 - < 50,000 |
0.00% |
0.00% |
0.05% |
0.05% |
0.05% |
CAD |
50,000 - < 100,000 |
0.00% |
0.00% |
0.05% |
0.05% |
0.10% |
CAD |
≥ 100,000 |
0.00% |
0.00% |
0.05% |
0.05% |
0.10% |
HKD |
1000 - < 50,000 |
0.10% |
0.10% |
0.10% |
0.10% |
0.10% |
HKD |
50,000 - < 100,000 |
0.10% |
0.10% |
0.10% |
0.10% |
0.10% |
HKD |
100,000 - < 200,000 |
0.10% |
0.10% |
0.10% |
0.10% |
0.10% |
HKD |
200,000 - < 500,000 |
0.10% |
0.10% |
0.15% |
0.15% |
0.15% |
HKD |
500,000 - < 1,000,000 |
0.10% |
0.10% |
0.15% |
0.15% |
0.20% |
HKD |
≥ 1,000,000 |
0.10% |
0.10% |
0.15% |
0.15% |
0.20% |
Product | Interest Rate |
digibank saving interest rate | 0.25% p.a for balance 0 - IDR 99,999,999 0.5% p.a for balance ≥ IDR 100,000,000 |
Product |
Interest Rate |
Tabungan Maxi |
3% p.a. |
Currency |
Balance |
Interest Rate |
USD |
0=<250,000 |
0.10% p.a. |
>=250,000 |
0.25% p.a. | |
SGD, AUD, NZD, CNH |
>0 |
0.10% p.a. |
EUR, GBP, JPY, HKD, CAD, CHF, IDR |
>0 |
0.00% p.a. |
*Interest calculation is using progressive method
Phone - 0804 1500 327 or +6221 29852888 (from outside Indonesia)
Business Hour at 09.00 AM - 17.00 PM