Features & Benefits Crime Guard Plus provides coverage against risks of accidental death and permanent total disability, medical expenses due to accident, robbery in taxi and private car or motorbike, snatch theft, and compensation for mobile phone airtime following a snatch theft.
Main Benefits Coverage for loss of personal valuables due to crimes, such as robbery in a taxi or private car or motorbike. Coverage for loss of personal valuables caused by a snatch theft. Compensation for mobile phone airtime following a snatch theft. Additional Benefits Up to IDR300,000,000 for accidental death and permanent total disability. Coverage of medical expenses due to an accident. No claim bonus at 15%. The description of benefits listed on this page does not contain the full extent of Crime Guard Plus. You are welcome to read the entire Policy Wording and Policy Schedule to find out the details of the benefits as well as the terms, conditions and the exclusions applied under this Policy.
Find the Summary of Product and Service Information here
Product Simulation A client has agreed to buy the Crime Guard Plus Plan 4 with a monthly premium of IDR184,000. The benefits that the client receives are:
Up to IDR2,500,000 per year for loss of personal valuables in the event of crimes, such as robbery in a taxi, private car or motorbike, or snatch theft; IDR300,000 per year for airtime compensation provided if a mobile phone is lost in a snatch theft; Up to IDR300,000,000 per year for accidental death or permanent total disability protection, paid to the beneficiary; Up to IDR300,000,000 for medical expenses due to a crime leading to an accident that makes the client have to receive a medical treatment; No claim bonus in the form of return of premium at 15% if no claim is made within 1 year. 
