At a Glance
Get comfortable at public transportations
Get a coverage value up to IDR2,500,000 per year.
Property protection from crimes
From mobile phone credit to life protection up to IDR300,000,000
Return of premium
15% pf the total of paid premium.
Features & Benefits
Crime Guard Plus provides coverage against risks of accidental death and permanent total disability, medical expenses due to accident, robbery in taxi and private car or motorbike, snatch theft, and compensation for mobile phone airtime following a snatch theft.
Main Benefits
- Coverage for loss of personal valuables due to crimes, such as robbery in a taxi or private car or motorbike.
- Coverage for loss of personal valuables caused by a snatch theft.
- Compensation for mobile phone airtime following a snatch theft.
Additional Benefits
- Up to IDR300,000,000 for accidental death and permanent total disability.
- Coverage of medical expenses due to an accident.
- No claim bonus at 15%.
The description of benefits listed on this page does not contain the full extent of Crime Guard Plus. You are welcome to read the entire Policy Wording and Policy Schedule to find out the details of the benefits as well as the terms, conditions and the exclusions applied under this Policy.
Find the Summary of Product and Service Information here.
Product Simulation
A client has agreed to buy the Crime Guard Plus Plan 4 with a monthly premium of IDR184,000. The benefits that the client receives are:
- Up to IDR2,500,000 per year for loss of personal valuables in the event of crimes, such as robbery in a taxi, private car or motorbike, or snatch theft;
- IDR300,000 per year for airtime compensation provided if a mobile phone is lost in a snatch theft;
- Up to IDR300,000,000 per year for accidental death or permanent total disability protection, paid to the beneficiary;
- Up to IDR300,000,000 for medical expenses due to a crime leading to an accident that makes the client have to receive a medical treatment;
- No claim bonus in the form of return of premium at 15% if no claim is made within 1 year.
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Fees
The premium paid by the Insured includes the fee of service/return services to Bank DBS Indonesia of 30% (including tax) in the framework of Crime Guard Plus products marketing.
All fees charged to customers will refer to policy provisions including but not limited to commission costs for Bank DBS Indonesia.
Risks
The Insured is not entitled to the benefits of this policy if the risk that occurs is included in the policy exclusions, both in special exceptions and general exceptions. If the Insured provides incorrect or wrong information, then PT Chubb General Insurance Indonesia ("Chubb General") can reduce or decline the claims submitted. This obligation has been attached since Insured submits request for insurance closure up to period of coverage ends.
IMPORTANT NOTE
Crime Guard Plus is an insurance product published by Chubb General. This product is not a savings product at Bank DBS Indonesia and therefore does not contain any obligations and is not guaranteed by Bank DBS Indonesia and is not included in the Government Insurance Program of Deposit Insurance Cooperation ("LPS").
Bank DBS Indonesia only acts as the party that distributes this product where the use of logos and/or other attributes in the brochure or marketing documents is only a form of cooperation between Bank DBS Indonesia and Chubb General so it cannot be interpreted that this product is a product of Bank DBS Indonesia.
PT Bank DBS Indonesia and PT Chubb General Insurance Indonesia are licensed and supervised by the Financial Services Authority (OJK).