Bonds Linked Investment (BLI)
At a Glance
Invest in US Dollar
A more lucrative investment with minimal risk by placement of your fund in United States Dollars (USD).
More Attractive Returns
The investor can generate more lucrative returns from the product performance in connection with the movements of the benchmark interest rate and the interest rate of the Indonesian government bond.
Protected Investment Principal on Maturity
The investment principal will be 100% protected if the investment is held until maturity.
Features & Benefits
Bonds Linked Investment (BLI) offers stabilized returns and protected investment principal, if you hold your investment until maturity. You can also increase your potential return through a diversified investment portfolio.
- The performance of this investment product is highly related to the movements of the benchmark interest rate and the interest rate of the Indonesian government bond, allowing attractive potential returns for the investor.
- Fixed Rate Step Up, as one variant, generates return at a stabilized interest rate which increases year after year. However, the Bank has the right to divert the payment level into a floating interest rate.
- The investment principal will be protected if the investment is held until maturity.
- Coupons are periodically paid on specific dates.
- Placement tenor is 1 to 5 years.
- Placement currency is United States Dollar (USD).
- The Customer can get coupons with higher rates than the regular bond products.
- If the investment is liquidated before maturity, the Customer can receive the principal in the amount less than the initial placement.
- The Bank has the right to change the interest rate before maturity, in which case the coupons for the Customer will be at the floating interest rates, which may be lower or higher than the interest rates of time deposit in general.
Eligibility & Fees
Having a savings account in Indonesian Rupiah (IDR) or United States Dollar (USD).
How to Apply
Should you need more information, contact our Relationship Manager,