At a Glance

Blissful at old age

Financially secured post-retirement years, and cash value up to 70 years old

Tailor-made pension plan

Choose for yourself the period and amount of pension suitable to your needs.

No need for a medical check-up

Register yourself right away, no prior medical check-up necessary

Start now!

Features & Benefits

Blissful post-retirement years is certainly an accomplishment anyone would wish to have. Start planning how you would like to spend your retirement years and make it come true with the Golden Protector program. Choose for yourself which pension plan is the most beneficial for you.


  1. The insured is between 18 and 55 years old.
  2. Premium payment is in Indonesian Rupiah and US Dollar.
  3. Inclusive of life insurance due to accidents.


  • Decide your own retirement age.
  • Adjust your premium paying term to your capabilities.
  • Choose the amount of cash benefits.
  • 100% benefit compensation if the insured passes away due to an accident.

Additional Benefits:

  • HealthSafe (HS) - coverage of hospital bills (available in a cashless system).
  • Waiver of Premium (WP) - waiver of premium if the insured suffers a total disability.
  • Accidental Death and Disability Benefit (ADDB) - benefit in the case of the insured’s death or permanent disability due to an accident.
  • Advanced Life Protector (ALP) - Additional sum assured/death benefit


Rizki signed up to the program at 18 years old and have USD20,000 coverage. He plans to retire by 40 years old. See the illustration with a 5-year premium payment plan.


How to Apply

Contact me A Relationship Manager will reach out to you
Locate us Or visit us at the nearest DBS branch in your town.

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