You receive an email purporting to be from the bank, asking you to log in via the link provided to reset your password. Ah, a scam, you think, and trash it. Days later, you receive an SMS alert telling you a certain transaction did not go through. You tap to call the number in the SMS and divulge confidential information as a part of "identity verification". After a series of co-ordinated attacks, you realise you have become a cybersecurity victim.

This year marks DBS’ 50th anniversary. Launched in 1968 as the Development Bank of Singapore, with the goal of financing Singapore’s fledgling industries and growing new ones, DBS is today fast transforming itself into a 26,000-strong start-up, serving Singaporeans and others around the region with digital innovation at its core.