DBS My Smart Account

At a Glance

More flexibilities

The terms for monthly or initial deposits can be adjusted to your preference

Free-of-charge standing instructions

Free routine transfers from a DBS account to your DBS My Smart Account

Competitive interest rates

Interest rates are based on daily balance

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Features & Benefits


  • Easy transactions at the tellers or automated teller machines (ATMs) connected to the DBS Indonesia and Singapore networks, as well as ATM Bersama, Prima, ALTO and PLUS networks.
  • Get comprehensive monthly reports which could help you monitor all of your accounts.

Product Risk


  • Your saving is insured by Indonesia Deposit Insurance Corporation (IDIC) up to IDR2,000,000,000 (two billion rupiah) per customer, or the applicable maximum guaranteed amount in the future, according to the IDIC Regulation.
  • If a customer receives a saving interest rate above the maximum insured limit set by IDIC from time to time, the saving will not be included in the IDIC’s deposit insurance program, according to the IDIC Law.



Fees and charges are as set in the applicable terms and conditions

How to Apply

Should you need more information, contact our Relationship Manager,

Locate us Or visit us at the nearest DBS branch in your town.