MiOptimax Cancer Care

At a Glance

Cancer protection for 10 years

In the event of Life Insured survival at the end of policy term, 100% of all premium paid by the Policyholder will be payable and policy contract will end.

Benefit for death by any cause during the Coverage Period or the elimination period

Product Terms:

  1. The Insured's Age on entry ranges from 18 - 65 years old.

  2. Minimum Sum Insured IDR50,000,000.-.

  3. In IDR currency.

  4. Premium payment of 5 & 10 years.

Main Benefits

  • Early stage Cancer Benefit

  • Early Second Stage Cancer Benefit

  • Late Stage Cancer Benefit

  • Death Benefit

  • Premium Waiver Benefit

  • End of Coverage Benefit: 100% Return of Premium*

  • Medical Consultation Benefit

*Terms & Conditions applies

The description of benefits listed on this page does not contain the full extent of MiOptimax Cancer Care. You are welcome to read the entire Policy Wording and Policy Schedule to find out the details of the benefits as well as the terms, conditions and the exclusions applied under this Policy.

Find the Summary of Product and Service Information here.


  • IDR currency

  • Male

  • Entry age 40 years old

  • Sum Insured of IDR300,000,000,-

Scenario Sample

Insured: Ricky
Sex: Male
Age: 40 years old
Sum Insured: IDR300,000,000.- (Plan 4)
Premium Payment Period: 5 years
Coverage Period: 10 years
Premium: IDR769,000.- per month
Early Stage Cancer Diagnosis: Coverage Period Year 6
Late Stage Cancer Diagnosis: Coverage Period Year 8



The premium paid by the Insured includes the fee of service/return services to Bank DBS Indonesia of 25% in the 1st year, 15% in 2nd year and 5% in 3rd year (including tax) in the framework of MiOptimax Cancer Care products marketing.

All fees charged to customers will refer to policy provisions including but not limited to commission costs for Bank DBS Indonesia.



The Insured is not entitled to the benefits of this policy if the risk that occurs is included in the policy exclusions, both in special exceptions and general exceptions. If the Insured provides incorrect or wrong information, then PT Asuransi Jiwa Manulife Indonesia ("Manulife") can reduce or decline the claims submitted. This obligation has been attached since Insured submits request for insurance closure up to period of coverage ends.


MiOptimax Cancer Care is an insurance product published by Manulife. This product is not a savings product at Bank DBS Indonesia and therefore does not contain any obligations and is not guaranteed by Bank DBS Indonesia and is not included in the Government Insurance Program of Deposit Insurance Cooperation ("LPS").

Bank DBS Indonesia only acts as the party that distributes this product where the use of logos and/or other attributes in the brochure or marketing documents is only a form of cooperation between Bank DBS Indonesia and Manulife so it cannot be interpreted that this product is a product of Bank DBS Indonesia.

PT Bank DBS Indonesia and PT Asuransi Jiwa Manulife Indonesia are licensed and supervised by the Financial Services Authority (OJK).