At a Glance

Guaranteed premium return at the end of contract period

100% premium return

No Cost of Insurance

No insurance fee

Loyalty bonus every 5 years up to 160% of the annual premium rate

Terms and condition apply

Let’s join now!
 

Features & Benefits

Features:

  • The insured's entry age is from 6 months - 50 years

  • In Rupiah currency

  • Premium payment period 5/10/20 years

  • Investment allocation from the first year

  • Guaranteed Issued with a health statement*

Main Benefits:

  • Guaranteed premium return at the end of the contract period.

  • Loyalty bonus every 5 years up to 160% of the annual premium paid*.

  • Protection against the risk of death up to 70 years of age.

  • Protection against the risk of total permanent disability up to 65 years of age.

  • The premium payment period varies from 5, 10, 20 years.

Additional Benefits:

  • Health Safe (HS) - Provides reimbursement benefits for hospital care costs caused by illness or accidents.

  • Manulife Crisis Cover (MCC) - Provides benefits in the form of compensation if the Insured is diagnosed with one of 56 critical illnesses.

  • Payor Benefit (PB) - Provides premium exemption benefits for Premium Payers (Payor) if the Premium Payer (Payor) experiences a Permanent Total Disability / Death.

  • Accidental Death and Disability Benefit (ADDB) - Get compensation for death or total permanent disability due to an accident

  • Advanced Life Protector (ALP) - Get compensation for death with a choice of premium payment terms

*terms & conditions apply

 

Illustration

At 25 years old, Arista agrees to join the Manulife Lifestyle Protector with a 5-year premium payment term, and coverage of IDR125,000,000. The chart below illustrates the benefits that she can enjoy.

 

Contact Us

Contact Us Our Relationship Manager will contact you for more further information

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