MiTreasure Optimax Protection

At a Glance

Without medical examination for sum insured up to IDR10,000,000,000*

Guarantee policy will remain active in the first 10 years of the insurance policy*

Supplementary protection options for critical illness with gender specifications*

Features:

Key Benefits:

Lifetime life protection - starting from IDR 5 billion / USD 500 thousand
Mi-Assist's international priority services in the form of a medical concierge service, medical second opinion and non-medical concierge service
Without Medical Check Up for Sum Insured up to IDR 10 billion / USD 1 million*
Active Policy Guarantee* For the first 10 years
Additional investment allocation totaling up to 100% for loyalty benefits from 6th to 10th years*
Low acquisition costs
100% investment allocation starting from the 2nd policy year
2% additional investment starting from the 11th policy year

Additional Benefits*:

MiTreasure Optimax Care - provides comprehensive protection benefits for medical expenses (according to bill) at home and abroad
Early Optimax Care - provides protection benefits against critical illness from an early stage and an advanced stage
Optimax Waiver of Premium - provided if diagnosed with one of 51 critical illness
Optimax Care Payor - provides basic premium waiver benefits if the policy holder (the insured's parent) of the basic product dies or suffers from permanent total disability
Optimax Care Spouse - provides basic premium waiver benefits if the partner of the main insured (policy holder) of the basic product dies or suffers from permanent total disability

*Terms and Conditions Applied