What is a Deferred Sales Charge (DSC)?
A Deferred Sales Charge (DSC) is a fee that is only applied if you Redeem your Mutual Fund units before the predetermined period.
The fee is calculated based on the Net Asset Value (NAV) of the initial investment using the First In First Out (FIFO) method, , deducting the Mutual Fund redemption settlement amount.
Why are Mutual Funds with DSC Beneficial?
No purchase fees
Maximize your investment from the start without any purchase fee deductions.
No redemption fees
Fully benefit from your investment with no redemption fee deductions, by holding your mutual fund portfolio until the specified period.
Supports long-term investment
The DSC on selected mutual fund products supports you in starting long-term investments and maximizing the growth of your investment value.
Selected Mutual Fund Products with DSC
|
Mutual Fund Name |
Asset Class |
Currency |
|---|---|---|
| Trimegah Fixed Income Plan | Fixed Income | IDR |
| Trimegah Dana Tetap Syariah Kelas A | Fixed Income | IDR |
| Ashmore Dana Ekuitas Nusantara | Equity | IDR |
| Ashmore Dana Progresif Nusantara | Equity | IDR |
| Ashmore Dana Obligasi Nusantara | Fixed Income | IDR |
| Ashmore Dana Obligasi Unggulan Nusantara | Fixed Income | IDR |
| Ashmore Dana USD Nusantara | Fixed Income | USD |
| Eastspring IDX ESG Leaders Plus Kelas A | Equity | IDR |
| Eastspring Investments Alpha Navigator Kelas A | Equity | IDR |
| Eastspring Investments IDR High Grade Kelas A | Fixed Income | IDR |
| Eastspring Investments Value Discovery Kelas A | Equity | IDR |
| Eastspring Investments Yield Discovery Kelas A | Fixed Income | IDR |
| Bahana Global Healthcare Sharia USD Equity Fund | Equity | USD |
| Bahana US Opportunity Sharia Equity USD | Equity | USD |
| Manulife Saham Syariah Asia Pasifik Dollar AS | Equity | USD |
| Manulife Saham Syariah Golden Asia Dolar AS Kelas A1 | Equity | USD |
| Manulife Obligasi Negara Indonesia II Kelas Income 2 | Fixed Income | IDR |
| Manulife Pendapatan Bulanan II | Fixed Income | IDR |
| Manulife USD Fixed Income Kelas A | Fixed Income | USD |
| Manulife USD Fixed Income Kelas Income 2 | Fixed Income | USD |
| Manulife Dana Campuran II | Campuran | IDR |
| Manulife Dana Tumbuh Berimbang | Campuran | IDR |
| Manulife Dana Saham Kelas A | Equity | IDR |
| Manulife Greater Indonesia Fund | Equity | USD |
| Manulife Saham Andalan | Equity | IDR |
Mutual Fund Investment Scheme with DSC vs without DSC
|
Date |
11-Jan-24 |
26-Jan-24 |
18-Feb-25 |
|
Transaction Type |
Purchase |
Redemption |
Redemption |
|
Mutual Fund |
Mutual Fund 1 |
Mutual Fund 1 |
Mutual Fund 1 |
|
Transaction Nominal (IDR) |
60,000,000 |
21,340,000 |
45,861,439 |
|
Transaction NAV (IDR) |
1,830 |
1,940 |
2,105 |
|
Transaction Units |
32,786.91 |
11,000.00 |
21,786.91 |
|
DSC Fee (%) |
- |
1.25% |
- |
|
DSC Fee (IDR) |
- |
251,264.84 |
- |
|
Net Proceeds from Resale |
21,088,375.17 |
45,861,438.70 |
|
|
Remarks |
Redemption before 1 year from purchase |
Redemption before 1 year from purchase |
Disclaimer: Illustration only. Please refer to the product prospectus for DSC calculation details.
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