At a Glance

 

Features & Benefits

Crime Guard Plus provides coverage against risks of accidental death and permanent total disability, medical expenses due to accident, robbery in taxi and private vehicle (car or motorbike), snatch theft, and compensation for cellular phone airtime following a snatch theft.

Main Benefits

• Coverage for material loss due to criminal actions, such as robbery in a taxi, or private vehicles.
• Coverage for material loss caused by a snatch theft.
• Compensation for cellular phone airtime following a snatch theft.

Additional Benefits

• Up to IDR300,000,000.- for accidental death and permanent total disability.
• Coverage of medical expenses due to accident.
• 15% no claim bonus.

Illustration

A client has agreed to buy the Crime Guard Plus Plan 4 insurance product for individuals with a monthly premium fee of IDR184,000.-. The coverages that the client receives are:

• Up to IDR2,500,000.- per year for loss of personal valuables in the event of an act of violence, such as robberies in taxis, private cars and motorbikes, or snatch theft;
• And IDR300,000.- per year airtime compensation is automatically provided if a cellular phone is lost due to snatch theft;
• Up to IDR300,000,000.- per year for accidental death or permanent total disability protection, paid to the beneficiary;
• Up to IDR300,000,000.- per occurrence for medical expenses due to criminal acts that make customers have to receive medical treatment, or due to other accidents;
• 15% of the preceding 12 months premium paid will be refunded directly to the Insured’s credit card as a ‘no claim bonus’ if there is no claim during the insurance period.

 

Eligibility & Fees

Crime Guard Plus provides you with a well-rounded coverage against the risks that may happen during your travels. From accidental death and permanent disability, medical expenses due to accident, robbery in a taxi and private vehicle (car or motorbike), snatch theft and compensation for cellular phone airtime following a snatch theft.

 

How to Apply