Our Team

Our wealth management experts

Meet our finest and most talented professionals - a team that brings together many years of expertise and experience in building wealth.


Director of Consumer Banking Group
PT Bank DBS Indonesia

Wawan Salum currently holds a role as Director of Consumer Banking Group at PT Bank DBS Indonesia (DBSI). Prior joining the bank, he spent more than 6 executive years at HSBC for various roles, including Credit Card and Personal Loan Head and Country Marketing Head. His last tenure at HSBC was leading the Consumer Banking group as Director.

His demonstrated track record and vast experience in banking industry was earned since he was took up a role as Card Marketing Director at Citibank for more than 7 years. He continued the career journey as Credit Card and Personal Loan Head at ABN Amro Bank N.V in 2005.

Born in 1963, Salum started his career as Marketing Manager at General Motors in 1995.


Melfrida Waty Gultom
Head of Treasures Sales and Distributions
PT Bank DBS Indonesia


Melfrida Waty Gultom leads the Treasures and Distribution department of Consumer Banking Group for PT Bank DBS Indonesia. She brings more than fifteen years of banking experience. Prior to her appointment in 2015, Melfrida was the company’s regional banking manager for two years.

Prior to joining DBS, she cultivated her career at HSBC for over a decade and held managerial responsibilities for the Central Jakarta region.

Melfrida was in born in 1974. She received her Bachelor degree in Accountancy from the University of Indonesia in 1997.


Director, Treasury and Markets
PT Bank DBS Indonesia

Wiwig Santoso is the Director of Treasury and Markets at DBS Bank Indonesia. He joined DBS Bank Indonesia in 2005 as Senior Dealer of Treasury and Markets and has served the company for a decade. He also once served as Senior Dealer and Acting GFM Head at the Global Financial Markets Department of DBS Bank Indonesia.Prior to joining DBS Indonesia, the California State University graduate previously worked for ABN Amro Bank as Head of Rates Desk for nine years.

In the industry, he is very active as the Vice President in ACI Financial Markets Association Indonesia and as member of Indonesian Foreign Exchange Market Committee (Indonesia FEMC).


Head of Debt Capital Market, Treasury & Markets
PT Bank DBS Indonesia

Warsa Wibawa Chaidir is the Head of Debt Capital Market, Treasury & Markets of PT Bank DBS Indonesia. He started his career at DBS Bank Ltd in 2005 as Vice President at DBS Singapore. Before joining DBS Bank Indonesia, Warsaw Chaidir also served as Senior Vice President of Treasury & Markets at DBS in Singapore.

With almost 26 years of experience in the banking industry, he has served many positions in the industry. He started his career in Bank International Indonesia as Chief Dealer in 1989. In 1996, he then moved and served as Director at UBS AG in Singapore for four years. Afterwards, he served as Director for UFJ Bank Singapore in 2000. Warsa Chaidir graduated from UiTM Malaysia, majoring in Banking and Finance.