DBS Home Loan and Home Maxi

Form of Application

Photocopy of HM / HGB / SHMSRS Certificate

Photocopy of applicant KTP / Passport

Photocopy of IMB

Photocopy of husband / wife KTP / Passport

Photocopy of latest PBB

Photocopy of Marriage/Divorce/Dead Certificate (if any)

Photocopy of Kartu Keluarga

Photocopy of Akta Perjanjian Pisah Harta (if any)

Photocopy of Surat Ganti Nama (if any)

Photocopy of yearly NPWP / SPT

Photocopy of Bank Statement / Savings / Deposits for the last 3 months

Photocopy of last 3 months payslip (employee only)

Photocopy of SIUP / TDP / Domisili / Surat Keterangan Usaha Lain (entrepreneur only)

Interest Rate Fee

Credit Administration Fee

Credit limit < IDR 1 billion = IDR 500,000

Credit limit ≥ IDR 1 billion = IDR 1,000,000

Account Administration Fee

According to provision of products

First Year Annual Fee

1% from credit limit

Second Year Onwards Annual Fee

IDR 50,000,-

Appraisal Cost (paid at the loan application submission)

IDR 750,000,-

Life Insurance Fee

As per the provisions of the insurance company partner Bank

Fire Insurance Fee

As per the provisions of the insurance company partner Bank

Notary Fee :

• Credit Agreement
• APHT/SKMHT
• Check Certificate
• Roya
• Tax Validation
• PNBP

Pursuant partner notary bank

Early repayment penalty (if done within lock-in period)

2% of the paid loan

Early repayment administration fee

Partial repayment of min. IDR 50 mio = IDR 500,000,-

Full repayment = IDR 1,000,000,-

Late fee

0,15% per day

Document storage costs when if collateral documents are not taken 1 month after facilities settlement

Depends on the daily rental fee of DBS Safe Deposit Box (SDB) which can be seen in website

Stamp Duty