DBS Home Loan and Home Maxi

Ideal house is no longer a mere dream, get it now with DBS Home Loan.

DBS Home Loan, a line of credit to prospective debtor of PT Bank DBS Indonesia (DBSI) for the purchase of houses, flats / apartments, home stores, or refinancing facility for a period varies between 1 to 20 years.

Enjoy the benefits

  • Competitive interest rate
  • Quick and easy process if complete documents received before 12 noon
  • Get DBS Treasures special services with minimum outstanding loan of Rp 500 million
  • Easy access information: your loan amount can be viewed through an integrated monthly statement (starting January 2015)

Requirements & Procedures

Prospective debtor can apply for Home Loan application DBS / DBS Maxi Home on the nearest DBSI branches in Jabodetabek.

Product Detail


Personal Documents

Collateral Documents

Form of Application

Photocopy of HM / HGB / SHMSRS Certificate

Photocopy of applicant KTP / Passport

Photocopy of IMB

Photocopy of husband / wife KTP / Passport

Photocopy of latest PBB

Photocopy of Marriage/Divorce/Dead Certificate (if any)


Photocopy of Kartu Keluarga


Photocopy of Akta Perjanjian Pisah Harta (if any)


Photocopy of Surat Ganti Nama (if any)


Photocopy of yearly NPWP / SPT


Photocopy of Bank Statement / Savings / Deposits for the last 3 months


Photocopy of last 3 months payslip (employee only)


Photocopy of SIUP / TDP / Domisili / Surat Keterangan Usaha Lain (entrepreneur only)



Cost Type

Estimated Cost

Interest Rate Fee


Credit Administration Fee

Credit limit < IDR 1 billion = IDR 500,000

Credit limit ≥ IDR 1 billion = IDR 1,000,000

Account Administration Fee

According to provision of products

First Year Annual Fee

1% from credit limit

Second Year Onwards Annual Fee

IDR 50,000,-

Appraisal Cost (paid at the loan application submission)

IDR 750,000,-

Life Insurance Fee

As per the provisions of the insurance company partner Bank

Fire Insurance Fee

As per the provisions of the insurance company partner Bank

Notary Fee :

  • Credit Agreement
  • Check Certificate
  • Roya
  • Tax Validation
  • PNBP


Pursuant partner notary bank

Early repayment penalty (if done within lock-in period)

2% of the paid loan

Early repayment administration fee

Partial repayment of min. IDR 50 mio = IDR 500,000,-

Full repayment = IDR 1,000,000,-

Late fee

0,15% per day

Document storage costs when if collateral documents are not taken 1 month after facilities settlement

Depends on the daily rental fee of DBS Safe Deposit Box (SDB) which can be seen in website

Stamp Duty


The costs above is paid after the loan application is approved , unless otherwise stated.

Simulation for installment table of DBS Home Loan facility/DBS Maxi Home by assuming fixed interest rate.

You can contact the Bank regarding your complaints/inputs on DBS Home Loan / DBS Maxi Home through the following channels :

  • Branch Operational Hour: Monday to Friday – 9.00 - 15.30 (Jabodetabek Area)
  • DBSI Customer Centre: 1 500 327 / 69 327 (via mobile phone)
  • Banking Mediation

General Terms & Conditions

Apply Now!

If you wish to apply now, please click the "Apply Now" button now

Apply Now

PT Bank DBS Indonesia is registered and supervised by Financial Services Authority (OJK – Otoritas Jasa Keuangan).

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