At a Glance

Low interest rates starting from 0.88% flat monthly.

 

Flat interest rates until the end of the loan, period.

 

Loans up to Rp 300 Mio.

 

 

Product Detail

Whatever your needs, digibank KTA Online is ready to help you. Enjoy low interest rates, quick approval processes, and flexible payment terms for those who live in Jakarta, Bogor, Depok, Tangerang, Bekasi (Jabodetabek), Bandung, and Surabaya.

Low and Fixed Interest Rates
Comfortably pay your installments with fixed and affordable interest rates starting at 0.88% per month for online submissions.

Online Aplication Through Website
Applying for a loan on Dana Bantuan Sahabat is easy. For those of you who live in Jakarta, Depok, Bogor, Tangerang, Bekasi, Bandung and Surabaya, you can apply online through DBS website here.

Loans up to Rp 300 Mio.
Fulfill all your needs with a loan that suits your conditions.

Flexible Loan Period
Dana Bantuan Sahabat gives you the freedom to choose installment periods from 12, 24, or 36 months.
 

Kriteria Umum

Karyawan

Wiraswasta

Profesional

WNI usia minimal 21 tahun dan maksimal 55 tahun

v

v

v

Minimal penghasilan kotor per bulan

Rp 3.000.000,-

Rp 5.000.000,-

Rp 5.000.000,-

Minimal limit kartu kredit

Rp 6.000.000,-

Rp 7.000.000,-

Rp 7.000.000,-

Minimal lama usaha atau bekerja

1 tahun dan status karyawan tetap

2 tahun

2 tahun

Minimal masa aktif kartu kredit di bank lain

9 bulan

12 bulan

12 bulan


Dokumen*

Karyawan

Wiraswasta

Profesional

Aplikasi asli

v

v

v

Fotokopi E-KTP

v

v

v

Fotokopi Kartu Kredit

v

v

v

Fotokopi NPWP/ SPT PPH 21

v

v

v

*Bila diperlukan, Bank berhak meminta dokumen tambahan selain yang tercantum pada tabel di atas

Area

Jumlah Pinjaman yang Disetujui oleh Bank

Suku Bunga (flat/bulan)**

Jabodetabek

Rp 5 – Rp 75 juta

1,49%

> Rp 75 – Rp 125 juta

1,29%

> Rp 125 – Rp 200 juta

0,95%

> Rp 200juta - Rp 300 juta

0,88%

Bandung & Surabaya

Rp 5 – Rp 300 juta

1,49%

** Bunga di atas adalah bunga indikatif per bulan. Perhitungan bunga bergantung pada komponen pokok pinjaman, suku bunga per tahun dan jangka waktu cicilan (dalam bulan).

Fees

Biaya Tahunan

Tahun ke-1*

1,75% dari jumlah digibank KTA yang disetujui

Tahun ke-2 dst**

Rp 65.000,- per tahun

Biaya Administrasi*

Rp 399.000,-

Biaya Transfer Pencairan Pinjaman*

Rp 30.000,-

Denda Keterlambatan

Minimum Rp 250.000,- atau 6% dari angsuran bulanan per keterlambatan

Biaya Meterai*

Rp 6.000,-

Biaya Pelunasan Dipercepat

8% dari sisa pinjaman dan biaya lainnya

Biaya Pembatalan

8% dari sisa pinjaman dan biaya lainnya

Biaya Penolakan Cek/Giro/Direct Debit

Rp 50.000,- setiap penolakan

Premi Asuransi ***

1% dari jumlah pinjaman yang disetujui

* Costs will be deducted 1 (one) time from the total loan approved by the Bank.
** Added to the payment of the 13th month installment and / or the 25th month installment and / or so on
*** Premium will be charged if the Customer participates and agrees in the Personal Loan Guard insurance protection facility
 

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